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Overview

3 bd2 ba1,144 sqftSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot46,723 sqft
Living area1,144 sqft
Price / sqft$480

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsMicrowave

1326 S Estuary is a 1979-built home in St Martins Estuary Retreats Unit 01, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,144 square feet of living space. Listed at $549,000 (about $480/sqft), 163 days on market. Flood zone A - confirm flood insurance requirements with your lender.

From the listing

Discover a rare opportunity to own a private riverfront estate in Ozello, spanning 1.5 acres with over 500 feet of natural shoreline protected by a sturdy rock seawall. This expansive property is a sanctuary, fully enclosed by a privacy fence and offering vast space for vehicle and equipment storage. Just three miles from open waters of the Gulf of Mexico, this location is a premier gateway for world-class boating and fishing. The cypress-sided residence is designed to celebrate its unique setting, featuring over 1,000 square feet of attached decking with custom railings that overlook a constant parade of Florida wildlife, including dolphins, manatees and otters. The outdoor experience is further enhanced by a paved fire pit, and a floating dock. Inside, the home features solid wood cabinetry, durable tile flooring and newer windows, with a roof replaced in 2022 for added peace of mind. The primary suite serves as a tranquil retreat with direct deck access and water views, complemented by a primary bath with a tiled shower and updated vanity. Two additional bedrooms share a newly remodeled bath featuring modern lighting, built-in shelving and a fresh vanity. From vibrant birdlife, including pelicans, ospreys and spoonbills, to the seamless flow between the indoor and outdoor entertaining spaces, this estate offers a lifestyle of proven expertise in coastal relaxation and adventure.

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The essentials

Built
1979
Price / sqft
$480
On market
163 days
Annual tax
$3,483
Flood zone
A
Lot
46,723 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Water views
Water
1.50 acres
Lot size
1,144 sqft
Living area

Payment

Est. monthly payment
$3,428/mo
Down payment (20%)
$109,800
Property taxes
$290/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
46,723 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
163
Built-in Features
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Microwave
Flood Zone A
Annual Tax (2025)
$3,483
Parcel #
16E19S100010 000A0 0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Martins Estuary Retreats Unit 01
County
Citrus
MLS Area
34429 - Crystal River
Lot Size
46,723 sqft
In County

Price history

Date
Event
Price
5/1/2026
Listed for sale
Source: Stellar MLS #OM723861
$549,000
$480/sqft

Neighborhood

1326 S Estuary
Crystal River, FL, 34429 · 34429 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $549,000
$525,000 – $549,000
95.3% – 100% of listTops out right at the list price
80% of listList price
25 of the last 48 home closings in 34429 landed at this number or higher (52%). The median one sat 76 days before it went under contract, and this one is on day 163.

Sample: 48 closed home sales in 34429 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,428/mo
Principal & interest$2,863
Property taxes$290
Insurance$275
Down payment20% · $109,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,000

$480 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,144 sq ft

Time on market

163 days

Year built

1979

Monthly payment

About $3,428/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,483 annual tax bill, insurance.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byPREMIER SOTHEBY'S INTERNATIONAL REALTYListing agent: Angela RoseListing data from Stellar MLS, MLS# OM723861.

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