3840 N Calusa Pt, photo 1
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Overview

3 bd2 ba2,245 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot10,544 sqft
Living area2,245 sqft
Price / sqft$311
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

3840 N Calusa Pt is a 1979-built home in Indian Waters Unit 03a, Crystal River. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,245 square feet of living space. Listed at $699,000 (about $311/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. One or more photo(s) has been virtually staged. EXPERIENCE TRUE FLORIDA WATERFRONT LIVING IN THIS FULLY FURNISHED, BEAUTIFULLY RENOVATED POOL HOME WITH PROVEN SHORT-TERM RENTAL SUCCESS, ON A CANAL IN CRYSTAL RIVER! This 3-bedroom, 2-bath home offers over 2,245 sq ft of living area, beautiful renovations, a metal roof, newer windows and sliders, all on an Indian Waters canal with access Crystal River and the Gulf. The remodeled galley kitchen features generous granite counter space, a breakfast bar overlooking the dining room, and a separate coffee bar. The heart of the home is the Great Room (and it truly is GREAT), where a fireplace sits centered between floor-to-ceiling windows, flanked by a wall-to-wall built-in bookcase. The split floor plan puts the massive primary suite on its own side of the home, with a sitting area, walk-in closet, and bright, updated bath, while the guest rooms enjoy their own privacy on the other. Multiple points of access make it easy to move from indoors to the screened porch and heated saltwater pool, all overlooking a tranquil canal with a seawall and floating dock, ready for boating, fishing, and wildlife watching. With no HOA and a location outside city limits, you'll have the flexibility to make this property your own, including continuing its short-term vacation rental use. Offered fully furnished, it's move-in and rental ready, so whether you want a full-time residence, a weekend getaway, or a turnkey investment property, this one checks every box. Garage door replaced in 2018. Metal Roof is 2016. Nature lovers will delight in the unmatched access to Florida’s Nature Coast! Enjoy world-class scalloping, fishing, snorkeling, kayaking, and paddleboarding just minutes from your door. Explore the vibrant local scene with charming shops, restaurants, parks, and year-round community events, all conveniently located. Don’t miss your chance to own this exceptional waterfront retreat in one of Crystal River’s most beloved neighborhoods. Schedule your private showing today and start making unforgettable memories on the water!

The essentials

Built
1979
Price / sqft
$311
On market
14 days
Annual tax
$7,091
Flood zone
AE
Lot
10,544 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
Waterfront
Brackish Water
Private pool
Heated
2 car garage
Garage Door Opener
10,544 sqft lot
Lot size

Payment

Est. monthly payment
$4,586/mo
Down payment (20%)
$139,800
Property taxes
$591/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
10,544 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener, Ground Level
Pool
Fiberglass, Heated, In Ground, Salt Water, Screen Enclosure
Waterfront
Brackish Water, Canal - Brackish, Canal Front, River Front
Days on Market
14
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Rain Gutters
Shade Shutter(s)
Convection Oven
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Crystal River Primary School
Middle
Crystal River Middle School
High
Crystal River High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$7,091
Parcel #
17E-18S-17-023A-00000-0650

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Waters Unit 03a
County
Citrus
MLS Area
34428 - Crystal River
Lot Size
10,544 sqft
Flood Insurance RequiredIn CountyLevelPaved

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #TB8552358
$699,000
$311/sqft

Neighborhood

3840 N Calusa Pt
Crystal River, FL, 34428 · 34428 - Crystal River

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$660,000 – $699,000
94.5% – 100% of listTops out right at the list price
80% of listList price
33 of the last 65 home closings in 34428 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 14.

Sample: 65 closed home sales in 34428 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,586/mo
Principal & interest$3,646
Property taxes$591
Insurance$350
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$311 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,245 sq ft

Time on market

14 days

Year built

1979

Monthly payment

About $4,586/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,091 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byALEXANDER REAL ESTATE, INC.Listing agent: Joseph AlexanderListing data from Stellar MLS, MLS# TB8552358.

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