4324 Saltwater Pearl Way, photo 1
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Overview

4 bd4 ba1,783 sqft1 car garageSingle Family
TypeSingle Family
HOA$550/mo
Built2026
Lot2,591 sqft
Living area1,783 sqft
Price / sqft$1,066
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HUNTERS POINT
Type
Single Family Residence

True monthly carry

HOA
~$550/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Built-in FeaturesCeiling Fans(s)ElevatorBalconyFrench DoorsHurricane ShuttersLightingSliding Doors

4324 Saltwater Pearl Way is a 2026-built home in Hunters Point, Cortez. Inside you'll find 4 bedrooms, 4 bathrooms, and 1,783 square feet of living space. Listed at $1,900,000 (about $1,066/sqft), 74 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $550 monthly.

From the listing

Under Construction. Experience net-zero coastal living in the award-winning, hurricane-resilient community of Hunters Point, just moments from Anna Maria Island. This four-bedroom, three-and-a-half-bath home is designed for luxury, efficiency, and resilience. This LEED-certified, net-zero energy home is expected to achieve an exceptional HERS Index Rating of -13 and generate more power than it consumes, helping eliminate traditional electric bills. Included features are solar panels, batteries, Tesla EV fast charger, smart energy systems, high-performance construction, storm-resistant materials, high-end finishes, open-concept coastal design, private elevator, flexible fourth bedroom, and an extended deck for outdoor living. Hunters Point has a proven record of hurricane resilience, with no community insurance claims or water intrusion even after major storms. Homeowners enjoy boating, outdoor recreation, low-maintenance living, and short-term rental-friendly ownership near Anna Maria Island. With Marriott/Mainsail now managing the community, owners benefit from professional hospitality-driven management that enhances both lifestyle and investment potential. A smarter way to live by the sea. Built not just for today, but for the future.

The essentials

Built
2026
Price / sqft
$1,066
On market
74 days
Annual tax
$2,967
HOA
$550/mo
Flood zone
AE
Lot
2,591 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Canal - Saltwater
1 car garage
Covered
2,591 sqft lot
Lot size
1,783 sqft
Living area

Payment

Est. monthly payment
$11,656/mo
Down payment (20%)
$380,000
Property taxes
$247/mo
HOA
$550/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
2,591 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Electric, Solar
Parking
Covered, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Golf Cart Parking, Ground Level
Waterfront
Canal - Saltwater
Days on Market
74
Built-in Features
Ceiling Fans(s)
Elevator
Balcony
French Doors
Hurricane Shutters
Lighting
Sliding Doors
Storage
Built-in Oven
Dishwasher
Disposal
Dryer
Exhaust Fan
Flood Zone AE
Annual Tax (2025)
$2,967
Parcel #
7608030309

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hunters Point
County
Manatee
MLS Area
34215 - Cortez
Lot Size
2,591 sqft
HOA
$550/mo
Samantha Brightman

Price history

Date
Event
Price
7/30/2026
Listed for sale
Source: Stellar MLS #A4698456
$1,900,000
$1,066/sqft

Neighborhood

4324 Saltwater Pearl Way
Cortez, FL, 34215 · 34215 - Cortez

Market insights

Offer Insights

Choose an offer strength

List price: $1,900,000
$1.87M – $1.90M
98.2% – 100% of listTops out right at the list price
80% of listList price
218 of the last 435 home closings in Manatee County landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 74.

Sample: 435 closed home sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,657/mo
Principal & interest$9,909
Property taxes$247
Insurance$950
HOA$550
Down payment20% · $380,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,900,000

$1,066 per sq ft

Beds and baths

4 beds, 4 baths

Size

1,783 sq ft

Time on market

74 days

Year built

2026

Monthly payment

About $11,656/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,967 annual tax bill, insurance, and the $550/mo HOA fee.

HOA fee

$550/mo

Managed by Samantha Brightman.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBOYD REALTYListing agent: Landon EllisListing data from Stellar MLS, MLS# A4698456.

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