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Overview

4 bd5 ba4,039 sqft3 car garageSingle Family
TypeSingle Family
HOA$2,000/yr
Built2000
Lot9,191 sqft
Living area4,039 sqft
Price / sqft$717
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCentral VaccumCrown MoldingElevatorPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

12914 Yacht Club Pl is a 2000-built home in Cove Sound Yacht Club, Cortez. Inside you'll find 4 bedrooms, 5 bathrooms, and 4,039 square feet of living space. Listed at $2,895,000 (about $717/sqft), 26 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $2,000 annually.

From the listing

This casually elegant waterfront residence offers an exceptional blend of refined craftsmanship, thoughtful design, and effortless coastal living. With more than 4,000 square feet, this custom-built Key West-style home is thoughtfully designed with both grand entertaining spaces and intimate areas for relaxing and enjoying the waterfront setting. At the heart of the home, the oversized gourmet kitchen is a chef’s dream, featuring separate Sub-Zero refrigerator and freezer, Wolf gas range with griddle and grill, double ovens, warming drawer, two dishwashers, an expansive center island, and a generous walk-in pantry. The great room and formal dining room strike the perfect balance between elegance and comfort, while the inviting parlor, complete with fireplace, offers a cozy retreat for quiet evenings or casual entertaining. Exceptional attention to detail is evident throughout, from the 8-foot solid wood doors, deep baseboards, and custom crown molding to the beautifully paneled office and private elevator. Additional highlights include a dedicated wine storage room with wrought-iron gates, wet bar, butler’s pantry, exercise room, poolside bar and summer kitchen, oversized three-car garage, and a truly impressive workshop. Outdoor living is equally exceptional, with a waterfront deck overlooking the Intracoastal and a private 55+ foot boat slip directly behind the residence, complete with a 12,000-pound lift. Spend afternoons on the water, entertain poolside, or unwind as the sun sets over the Intracoastal. For those who love the beach and the charm of coastal communities, historic Cortez is just one mile from Anna Maria Island, putting the island’s beautiful beaches within minutes. A rare combination of craftsmanship, comfort, waterfront living, and an enviable location, this exceptional residence must be experienced in person to fully appreciate all it has to offer.

The essentials

Built
2000
Price / sqft
$717
On market
26 days
Annual tax
$12,357
HOA
$2,000/yr
Flood zone
AE
Lot
9,191 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Waterfront
Canal - Saltwater
Private pool
In Ground
3 car garage
Garage Door Opener
9,191 sqft lot
Lot size

Payment

Est. monthly payment
$17,743/mo
Down payment (20%)
$579,000
Property taxes
$1,030/mo
HOA
$2,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
9,191 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Zoned
Parking
Garage Door Opener, Oversized, Workshop in Garage
Pool
In Ground, Outside Bath Access
Waterfront
Canal - Saltwater, Marina in Community
Days on Market
26
Built-in Features
Central Vaccum
Crown Molding
Elevator
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Wet Bar
Window Treatments
Balcony
Rain Gutters
Buyer Approval Required
Deed Restrictions
Street Lights
Bar Fridge
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$12,357
Parcel #
76025.0165/7

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cove Sound Yacht Club
County
Manatee
MLS Area
34215 - Cortez
Lot Size
9,191 sqft
Cul-De-SacFloodZonePrivate
HOA
$2,000/yr
Roger Rottschafour

Price history

Date
Event
Price
9/15/2026
Listed for sale
Source: Stellar MLS #A4706046
$2,895,000
$717/sqft

Neighborhood

12914 Yacht Club Pl
Cortez, FL, 34215 · 34215 - Cortez

Market insights

Offer Insights

Choose an offer strength

List price: $2,895,000
$2.84M – $2.90M
98.2% – 100% of listTops out right at the list price
80% of listList price
218 of the last 435 home closings in Manatee County landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 26.

Sample: 435 closed home sales in Manatee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$17,743/mo
Principal & interest$15,099
Property taxes$1,030
Insurance$1,448
HOA$167
Down payment20% · $579,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,895,000

$717 per sq ft

Beds and baths

4 beds, 5 baths

Size

4,039 sq ft

Time on market

26 days

Year built

2000

Monthly payment

About $17,743/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,357 annual tax bill, insurance, and the $2,000/yr HOA fee.

HOA fee

$2,000/yr

Managed by Roger Rottschafour.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Charles BukyListing data from Stellar MLS, MLS# A4706046.

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