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About this home
5603 Night Owl Ter is a 2023-built home in Silverstone North Ph IC & ID, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,738 square feet of living space. Listed at $465,000 (about $170/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $124 monthly.
ASSUMABLE LOAN AT 5.5% INTEREST RATE! Welcome to this immaculately maintained, just 3-year-old home offering modern style, thoughtful upgrades, and breathtaking lake views. From the moment you arrive, you'll appreciate the charming curb appeal and inviting entry that opens to high ceilings, abundant natural light, and a spacious open-concept floor plan designed for today's lifestyle. Just off the foyer, a generous office provides the perfect space for working from home or a quiet retreat. The beautifully appointed kitchen features granite countertops, ample cabinetry, stainless steel appliances and overlooks the main living and dining areas, making entertaining effortless. A convenient first-floor guest bedroom is located next to a full bathroom featuring an upgraded glass-enclosed shower—ideal for visitors or multigenerational living. Upstairs, you'll find an oversized game room that offers endless possibilities for a media room, playroom, or additional living space, along with three more bedrooms. The spacious primary suite is a true retreat, showcasing stunning views of the expansive lake. The luxurious primary bath features dual vanities, his-and-her sinks, and an extra-large walk-in closet. Step outside to the screened lanai where you can relax and unwind while enjoying spectacular sunsets overlooking the oversized lake. Additional upgrades include updated light fixtures and gutters around the home, adding both style and functionality. This home is also built all-concrete-block construction for both the first and second floors, ensuring durability, storm protection, noise reduction, energy efficiency and better insulation. The community offers outstanding amenities, including a resort-style community pool, clubhouse, tot lot, and dog park, providing something for everyone to enjoy. Conveniently located near medical offices, restaurants, parks, golf courses, shopping, and just minutes from Florida's beautiful Gulf Coast beaches, this home combines quality construction, modern finishes, and an unbeatable location for comfortable everyday living.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$465,000
$170 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,738 sq ft
Time on market
86 days
Year built
2023
Monthly payment
About $3,375/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,123 annual tax bill, insurance, and the $124/mo HOA fee.
HOA fee
$124/mo
Managed by Access Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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