Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- ISLAND LAKES AT COCO BAY
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$166/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
8343 Saint Kitts Cir is a 2027-built home in Island Lakes At Coco Bay, Englewood. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,198 square feet of living space. Listed at $388,999 (about $177/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $498 quarterly.
Under Construction. Island Lakes at Coco Bay is a master-planned community of new homes that seamlessly blends coastal living with modern comfort, now selling in Englewood, FL. This new single-story home optimizes space and prioritizes ease of living. At the heart is an open-concept design which includes the modern kitchen with a center island, an intimate dining area and a spacious family room with a covered porch. Nearby is the tranquil owner’s suite with a private bathroom and walk-in closet, while two additional bedrooms and a versatile flex space are located down the hall. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Estimated delivery date is mid to late 2027.
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 273 closed home sales in 34224 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$388,999
$177 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,198 sq ft
Time on market
3 days
Year built
2027
Monthly payment
About $2,892/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $498/qtr HOA fee.
HOA fee
$498/qtr
Managed by ICON Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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