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Overview

4 bd3 ba2,337 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot13,965 sqft
Living area2,337 sqft
Price / sqft$210
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Window Treatments

1040 Bay Harbor Dr is a 1993-built home in Bay Harbor Estate, Englewood. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,337 square feet of living space. Listed at $490,000 (about $210/sqft), 28 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

*DON’T MISS OUT ON THIS BEAUTIFUL BAY HARBOR ESTATE POOL HOME, OFFERED AT AN EXCEPTIONAL PRICE!* Located in the highly desirable Bay Harbor Estates community, this spacious *4-bedroom, 3-bathroom, 2-car garage home offers over 2,337 square feet of living space*, a beautiful layout, and the perfect combination of comfort, elegance, and Florida living! From the moment you arrive, you’ll appreciate the *lush tropical landscaping, impressive double-door entry, soaring vaulted ceilings, and spacious interior* designed for both everyday living and entertaining. The beautifully appointed kitchen features *granite countertops, wood cabinetry, stainless steel appliances, a pantry, and a charming breakfast nook*. *ENJOY THE FLORIDA LIFESTYLE AT ITS FINEST!* Step outside to your beautiful private swimming pool and expansive screened lanai, perfect for entertaining family and friends or simply relaxing in your own tropical retreat. *Pocket sliding glass doors open up the living areas to the outdoors*, creating a wonderful indoor-outdoor living experience. The spacious primary suite also features pocket sliding doors with access to the pool area, generous walk-in closets, and a beautifully tiled primary bathroom with dual pedestal sinks. *MAJOR BONUS: NEWER ROOF INSTALLED IN 2023!* Enjoy the added value and peace of mind of this significant improvement. *LOCATION, LOCATION, LOCATION!* Conveniently situated near beautiful Gulf Coast beaches, including *Manasota Key, as well as shopping, restaurants, entertainment, and everyday conveniences. **NATURE LOVERS WILL LOVE THIS LOCATION!* Just minutes away is the spectacular *120-plus-acre Oyster Creek Regional Park*, offering opportunities for hiking, jogging, canoeing, wildlife viewing, and enjoying Southwest Florida’s natural beauty. *HOMES IN THIS DESIRABLE COMMUNITY DON'T COME AVAILABLE OFTEN!* With its spacious floor plan, beautiful pool, oversized lanai, newer roof, tropical landscaping, and outstanding location, this property offers an exceptional opportunity to enjoy the Southwest Florida lifestyle. *DON’T LET THIS AMAZING OPPORTUNITY PASS YOU BY! SCHEDULE YOUR PRIVATE SHOWING TODAY BEFORE IT’S GONE!*

The essentials

Built
1993
Price / sqft
$210
On market
28 days
Annual tax
$4,637
Flood zone
AE
Lot
13,965 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Private pool
Heated
2 car garage
0.32 acres
Lot size
2,337 sqft
Living area

Payment

Est. monthly payment
$3,187/mo
Down payment (20%)
$98,000
Property taxes
$386/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
13,965 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
Days on Market
28
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Rain Gutters
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Englewood Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$4,637
Parcel #
412008130014

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Harbor Estate
County
Charlotte
MLS Area
34224 - Englewood
Lot Size
13,965 sqft

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #C7530736
$490,000
$210/sqft

Neighborhood

1040 Bay Harbor Dr
Englewood, FL, 34224 · 34224 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $490,000
$472,500 – $490,000
96.3% – 100% of listTops out right at the list price
80% of listList price
130 of the last 259 home closings in 34224 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 28.

Sample: 259 closed home sales in 34224 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,187/mo
Principal & interest$2,556
Property taxes$386
Insurance$245
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,000

$210 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,337 sq ft

Time on market

28 days

Year built

1993

Monthly payment

About $3,187/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,637 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered bySCHIFF REALTY, INC.Listing agent: Eden CohenListing data from Stellar MLS, MLS# C7530736.

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