4000 Bal Harbor Blvd #124, photo 1
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Overview

2 bd2 ba1,110 sqftCondominium
TypeCondominium
Condo dues$563/mo
Built1989
Lot1,164 sqft
Living area1,110 sqft
Price / sqft$180

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About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanStone CountersThermostatWalk-in Closet(s)Balcony

4000 Bal Harbor Blvd #124 is a 1989-built home in Spinnaker Point Ph 03 Bldg 01, Punta Gorda. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,110 square feet of living space. Listed at $199,500 (about $180/sqft), 546 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender. Condo dues run $563 monthly.

From the listing

TURNKEY READY – HOA DECREASED TO $563 MONTHLY! Come live and play at Spinnaker Point! With BRAND-NEW PICKLEBALL COURTS and available dock space, you can start your day with a friendly game of pickleball and end it with a sunset cruise! This second-floor waterfront 2-bedroom, 2-bath condo is located in the desirable waterfront community of Spinnaker Point in Punta Gorda Isles, offering quick boating access to beautiful Charlotte Harbor and beyond to the Gulf. Boat slips are available on a first-come, first-served basis, and St. Andrews Golf Course is conveniently located just across the street. Enjoy beautiful waterway views from your private lanai while watching the abundant waterfowl and wildlife. Inside, the residence features a bright, open floor plan with recessed lighting, decorative light and fan fixtures, decorative cornices at the windows, a combination of tile and plush carpeting, and sliding glass doors from both the living area and primary bedroom to the balcony. Open the sliders and bring the outdoors in for a true Florida lifestyle. The kitchen is equipped with a suite of modern appliances, raised-panel wood cabinetry, granite countertops, subway tile backsplash, pantry, and a breakfast bar overlooking the main living area for easy entertaining. The owner’s suite features a large walk-in closet, private balcony access, and an updated en suite bath with a walk-in shower and sliding frameless glass doors. The guest bedroom offers a spacious built-in closet with convenient access to the full guest bathroom. Additional features include a dedicated laundry room with washer and dryer, NEW ROOF IN 2023, A/C 2019, WATER HEATER 2021, a storage closet off the balcony, and water and sewer included in the $563 monthly condo fee. Spinnaker Point offers beautifully maintained grounds, brand-new pickleball courts, tennis courts, and a heated community pool overlooking the waterway. With boating, golf, shopping, dining, beaches, waterfront parks, walking and biking trails, picnic areas, and public boat ramps nearby, this location makes it easy to enjoy everything Southwest Florida has to offer. Historic Downtown Punta Gorda and popular Fishermen’s Village, with its waterfront dining, shops, and entertainment, are also nearby. Convenient access to I-75 makes travel to Fort Myers and Naples to the south and Sarasota and Tampa to the north easy. Quiet waterfront living, boating access, golf across the street, and resort-style amenities—come live and play at Spinnaker Point and enjoy the Punta Gorda lifestyle! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**

The essentials

Built
1989
Price / sqft
$180
On market
546 days
Annual tax
$4,046
Condo dues
$563/mo
Flood zone
9AE
Lot
1,164 sqft
Type
Condominium

At a glance

Condo
Built 1989
Waterfront
Canal Front
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space

Payment

Est. monthly payment
$2,040/mo
Down payment (20%)
$39,900
Property taxes
$337/mo
Condo dues
$563/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1989
Lot
1,164 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Guest
Waterfront
Canal Front
Days on Market
546
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Lighting
Tennis Court(s)
Community Mailbox
Deed Restrictions
Pool
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 9AE
Annual Tax (2024)
$4,046
Parcel #
412224726041

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spinnaker Point Ph 03 Bldg 01
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
1,164 sqft
Near Golf CoursePaved
Condo dues
$563/mo
Spinnaker Point/Real Manage LLC

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #C7508464
$199,500-7.2%
$180/sqft
-
Price change
Source: Stellar MLS #C7508464
$215,000-14.0%
$194/sqft
4/14/2025
Listed for sale
Source: Stellar MLS #C7508464
$250,000
$225/sqft

Neighborhood

4000 Bal Harbor Blvd #124
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $199,500
$192,500 – $199,500
96.7% – 100% of listTops out right at the list price
80% of listList price
47 of the last 92 condo closings in 33950 landed at this number or higher (51%). The median one sat 72 days before it went under contract, and this one is on day 546 after a $50,500 cut.

Sample: 92 closed condo sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,040/mo
Principal & interest$1,040
Property taxes$337
Insurance$100
HOA$563
Down payment20% · $39,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,500

$180 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,110 sq ft

Time on market

546 days

Year built

1989

Monthly payment

About $2,040/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,046 annual tax bill, insurance, and $563/mo in condo dues.

Condo dues

$563/mo

Managed by Spinnaker Point/Real Manage LLC.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMARINA PARK REALTY LLCListing agent: Robbie SifritListing data from Stellar MLS, MLS# C7508464.

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