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Overview

2 bd2 ba1,344 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2023
Lot9,775 sqft
Living area1,344 sqft
Price / sqft$197
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanStone CountersClubhouseDishwasherDisposalRangeRefrigerator

3140 Sweet Gum Dr is a 2023-built home in Ridge Harbor, Punta Gorda. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $265,000 (about $197/sqft), 60 days on market. Flood zone 10AE - confirm flood insurance requirements with your lender.

From the listing

WHEN LOOKING AT THE UNIQUE AND STURDY EXTERIOR OF THIS HOME, PLEASE NOTICE AND APPRECIATE THE BRILLIANCE OF ITS DESIGN AND THE ABSOLUTE BEAUTY WITHIN!! It is constructed with a durable 16-gauge steel frame, steel insulated panel siding (SIP), a TPO (thermoplastic polyolefin) flat membrane roof, hurricane windows and sliders, quality insulation foam in walls and ceiling engineered for Florida’s demanding climate. This home places an emphasis on storm protection, longevity, and energy efficiency. The steel construction and moisture-resistant design can help minimize the conditions that contribute to mold and indoor air-quality concerns, while helping to lower energy costs. When entering this home, you will discover the “Wow” factor with the open floor plan, plenty of natural light and beautiful modern decor. It has never been lived in so welcome to your “next to new home”. It features 2 bedrooms, 2 bathrooms and a den! It comes fully furnished. The whole house has top quality tile flooring throughout. All counters are granite and feature light color cabinetry. The kitchen has a large island with seating to make a nice gathering place, perfect for preparing meals and entertaining. Across from the kitchen is the den which can also be used for extra living space and for guests. The house has a beautiful, open flow in which the dining area is next to the kitchen for convenience and then leads to the living room for a cohesive feel. There are two (impact resistant) sliding glass doors which lead to the outside patio for your outdoor living and grilling. There are endless designs in mind for this space so come make it your own. Have your little cabana with potted plants, garden lights or grow your herbs for your homemade cooking. The patio is surrounded with natural shrubbery which serves as privacy. Check out the primary bedroom which makes a nice sanctuary to relax and call your own. It features large, built-in closets, a ceiling fan and gorgeous en-suite bathroom. There is a double sink vanity and large shower with pebble tiles. There is a second bedroom that is also ample size with a built-in closet, ceiling fan and features the second bathroom conveniently located right next to it. The garage will be appreciated as it oversized and insulated in the walls, ceiling and door. There are no mandatory HOA fees which gives you freedom, yet the community has a club house and a board to organize fun events and holiday fun. For a small annual fee, you can take advantage of the boat ramp so go enjoy your days off on the water. There’s kayaking, fishing or take a boat ride from Shell Creek to the Peace River and then out to the Charlotte Harbor. The home is Conveniently located at the front of the neighborhood for a quick out to all your shopping needs and conveniences. It’s about 6 miles to downtown Punta Gorda. Downtown is a quaint, historical and beautiful town with local restaurants, entertainment and walking paths. Check out Fisherman’s village for a lovely shopping experience and newly opening restaurants. Come take advantage of this Smart purchase. It would also make an excellent second home or investment property.

The essentials

Built
2023
Price / sqft
$197
On market
60 days
Annual tax
$4,150
Flood zone
10AE
Lot
9,775 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
9,775 sqft lot
Lot size
1,344 sqft
Living area

Payment

Est. monthly payment
$1,860/mo
Down payment (20%)
$53,000
Property taxes
$346/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
9,775 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
60
Ceiling Fans(s)
Open Floorplan
Stone Counters
Clubhouse
Dishwasher
Disposal
Range
Refrigerator
Elementary
Peace River Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 10AE
Annual Tax (2025)
$4,150
Parcel #
402419105002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ridge Harbor
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
9,775 sqft

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #C7529621
$265,000-5.3%
$197/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #C7529621
$279,900
$208/sqft

Neighborhood

3140 Sweet Gum Dr
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$257,500 – $265,000
97.4% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 33982 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 60 after a $14,900 cut.

Sample: 140 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,860/mo
Principal & interest$1,382
Property taxes$346
Insurance$133
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$197 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,344 sq ft

Time on market

60 days

Year built

2023

Monthly payment

About $1,860/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,150 annual tax bill, insurance.

Flood zone

Zone 10AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byALLISON JAMES ESTATES & HOMESListing agent: Paula ElliottListing data from Stellar MLS, MLS# C7529621.

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