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Overview

3 bd2 ba1,719 sqft2 car garageSingle Family
TypeSingle Family
HOA$205/yr
Built1985
Lot9,598 sqft
Living area1,719 sqft
Price / sqft$212
Garage2 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomThermostatVaulted Ceiling(s)Walk-in Closet(s)Window TreatmentsHurricane Shutters

26392 Lancer Ln is a 1985-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,719 square feet of living space. Listed at $365,000 (about $212/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

Immaculately maintained pool home in the highly desirable community of Deep Creek! This bright and spacious 3-bedroom, 2-bath residence is ideally situated on a quiet cul-de-sac, offering a private greenbelt backdrop for added peace and privacy. Best of all, the property is located in Flood Zone X and is not in a designated high-risk FEMA flood zone. Recent improvements include a new A/C (2026), newer roof, newer pool pump, updated electrical panel, whole-house generator, EV charger, solar panels installed in 2022, hurricane shutters, and a heated pool with an attached spa. The fully equipped kitchen offers abundant cabinetry, generous counter space, and a convenient breakfast bar, making it ideal for both everyday living and entertaining. The spacious primary bedroom features a walk-in closet, private en-suite bath, and sliding glass doors that open directly to the screened lanai and pool area. Two additional bedrooms provide ample space for family, guests, or a home office. The updated guest bathroom features a beautifully remodeled walk-in shower and direct access to the lanai, making it perfect for poolside convenience. Enjoy Florida living from the screened lanai overlooking the sparkling heated pool and spa, all set against a tranquil greenbelt for exceptional privacy. Conveniently located just minutes from the public Deep Creek Golf Club, shopping, banking, restaurants, ice cream parlors, a pizzeria, barber and hair salons, and the charming historic downtown Punta Gorda waterfront. Interstate 75 is only minutes away, providing easy access for commuters, while Punta Gorda Airport, with Allegiant Airlines service, is just a short drive. With a very low annual HOA fee and the added savings of being located outside a high-risk flood zone, this home offers an exceptional combination of comfort, efficiency, location, and value. Whether you're looking for a full-time residence or a seasonal retreat, this beautiful home is ready to welcome you. PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING.

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The essentials

Built
1985
Price / sqft
$212
On market
100 days
Annual tax
$4,610
HOA
$205/yr
Flood zone
X · Low risk
Lot
9,598 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Private pool
Heated
2 car garage
Driveway
9,598 sqft lot
Lot size
1,719 sqft
Living area

Payment

Est. monthly payment
$2,488/mo
Down payment (20%)
$73,000
Property taxes
$384/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
9,598 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Pool
Heated, In Ground, Screen Enclosure
Days on Market
100
Ceiling Fans(s)
Living Room/Dining Room Combo
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Rain Gutters
Deed Restrictions
Playground
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,610
Parcel #
402316259006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,598 sqft
GreenbeltIn CountyPaved
HOA
$205/yr
Deep Creek Section 23 POA

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #C7528095
$365,000-3.9%
$212/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #C7528095
$380,000
$221/sqft

Neighborhood

26392 Lancer Ln
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $365,000
$355,000 – $365,000
97.1% – 100% of listTops out right at the list price
80% of listList price
94 of the last 184 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 100 after a $15,000 cut.

Sample: 184 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,487/mo
Principal & interest$1,904
Property taxes$384
Insurance$183
HOA$17
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$365,000

$212 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,719 sq ft

Time on market

100 days

Year built

1985

Monthly payment

About $2,488/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,610 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Deep Creek Section 23 POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Sheri CaulfieldListing data from Stellar MLS, MLS# C7528095.

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