10043 Winding River Rd, photo 1
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Overview

4 bd3 ba3,327 sqft2 car garageSingle Family
TypeSingle Family
HOA$194/qtr
Built2006
Lot6,000 sqft
Living area3,327 sqft
Price / sqft$144
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)

10043 Winding River Rd is a 2006-built home in Creekside, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,327 square feet of living space. Listed at $479,000 (about $144/sqft), 425 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $194 quarterly.

From the listing

Virtually Staged. Room to Breathe. Space to Thrive. Welcome to your private slice of paradise in Punta Gorda’s sought-after Creekside community. This expansive 4 bedroom plus bonus room, plus den, 3 bathroom pool home spans over 3,300 square feet — ideal for large families, multigenerational living, or anyone craving room to grow and entertain. Step inside and discover an effortless blend of space and flow: a formal living and dining room for special occasions, an open-concept family room and oversized kitchen perfect for everyday living, plus a flexible upstairs loft ready to become a fifth bedroom, office, or home theater. Upstairs, the luxurious primary suite offers a peaceful retreat, complete with a spa-like bath, garden tub, dual vanities, and a walk-in closet that dreams are made of. Three additional bedrooms and a generous laundry room with flex space round out the second floor. Outside, your Florida lifestyle awaits. Lounge beneath the covered lanai, take a dip in the sparkling saltwater pool, and savor the fruits of your own mango, papaya, and avocado trees—all within a fully fenced backyard oasis. Additional features include: dual-zone A/C, PAID OFF solar panels for energy savings, full hurricane protection, and a 2023 roof for peace of mind. Creekside offers tranquil walking paths, parks, and playgrounds—all just minutes from downtown Punta Gorda, I-75, shopping, dining, and boating adventures. If you're looking for more than just a house—if you want a home where memories are made and space is never in short supply—this one is calling your name.

The essentials

Built
2006
Price / sqft
$144
On market
425 days
Annual tax
$3,827
HOA
$194/qtr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Private pool
Heated
2 car garage
Deeded
6,000 sqft lot
Lot size
3,327 sqft
Living area

Payment

Est. monthly payment
$3,121/mo
Down payment (20%)
$95,800
Property taxes
$319/mo
HOA
$194/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
6,000 sqft
Cooling
Central Air, Zoned
Heating
Central
Parking
Deeded, Driveway, Garage Door Opener, Ground Level, Off Street
Pool
Gunite, In Ground, Solar Heat, Solar Power Pump
Days on Market
425
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Lighting
Shade Shutter(s)
Sidewalk
Deed Restrictions
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Solar Hot Water
Washer
Water Filtration System
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$3,827
Parcel #
412327101027

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Creekside
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
6,000 sqft
ClearedCity LimitsLandscapedLevelSidewalkPaved
HOA
$194/qtr
See documents

Price history

Date
Event
Price
3/17/2026
Price change
Source: Stellar MLS #TB8417797
$479,000-6.1%
$144/sqft
-
Price change
Source: Stellar MLS #TB8417797
$510,000-2.8%
$153/sqft
8/12/2025
Listed for sale
Source: Stellar MLS #TB8417797
$524,900
$158/sqft

Neighborhood

10043 Winding River Rd
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $479,000
$465,000 – $479,000
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 425 after a $45,900 cut.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,121/mo
Principal & interest$2,498
Property taxes$319
Insurance$240
HOA$65
Down payment20% · $95,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$479,000

$144 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,327 sq ft

Time on market

425 days

Year built

2006

Monthly payment

About $3,121/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,827 annual tax bill, insurance, and the $194/qtr HOA fee.

HOA fee

$194/qtr

Managed by See documents.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER, LLCListing agent: Katie Faith Boggs, LLCListing data from Stellar MLS, MLS# TB8417797.

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