740 W Virginia Ave, photo 1
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Overview

4 bd3 ba2,146 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1999
Lot7,998 sqft
Living area2,146 sqft
Price / sqft$298
Garage1 car

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About this home

Ceiling Fans(s)Primarybedroom UpstairsStone CountersPrivate YardSidewalkBuilt-in OvenDishwasherDisposal

740 W Virginia Ave is a 1999-built home in Punta Gorda, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,146 square feet of living space. Listed at $640,000 (about $298/sqft), 122 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

A hard-to-find opportunity to own one of Punta Gorda's most distinctive residences in the heart of the Historic District, walking distance to Downtown PG shopping, restaurants, Fisherman's Village, parks, and grocery stores! Situated on an large homesite framed by mature royal palms and tropical landscaping, this custom-built Southern-inspired estate combines timeless architectural character with modern comfort. From the moment you arrive, the home's commanding presence is undeniable. Sweeping wraparound porches, elevated construction, a NEW Metal roof in 2023, and classic architectural detailing create a striking first impression rarely found in Southwest Florida. Inside, rich hardwood flooring, custom wood trim, high ceilings, and light-filled living spaces showcase craftsmanship that has become increasingly difficult to find. The grand living room serves as the centerpiece of the home, featuring a beautiful WOOD-BURNING fireplace, expansive gathering space, and an inviting atmosphere perfect for entertaining or everyday living. The chef's dream kitchen offers extensive custom cabinetry, granite countertops, a large center island, generous storage, and an adjoining dining area designed for family gatherings and holiday celebrations. The private owner's retreat is a sanctuary of its own, highlighted by a beautifully renovated spa-inspired bathroom featuring elegant finishes, a walk-in glass shower, and timeless design. Additional guest bedrooms provide comfort and privacy for family and visitors alike. Outside, the oversized property offers exceptional flexibility and privacy, while the detached garage (perfect for an ADU or detached Mother-In-Law Suite) and extended driveway provide ample parking and storage. The wraparound porch creates the perfect setting to enjoy morning coffee beneath the palms, evening sunsets, or the vibrant atmosphere of one of Southwest Florida's most beloved waterfront communities. Few homes successfully blend historic district charm, architectural significance, modern updates, and walkable downtown living. This exceptional residence delivers all four, creating a lifestyle that is as unique as the property itself. Experience the character, elegance, and timeless appeal of Historic Punta Gorda living at its finest.

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The essentials

Built
1999
Price / sqft
$298
On market
122 days
Annual tax
$3,347
Flood zone
AE
Lot
7,998 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Private pool
Gunite
1 car garage
7,998 sqft lot
Lot size
2,146 sqft
Living area

Payment

Est. monthly payment
$3,937/mo
Down payment (20%)
$128,000
Property taxes
$279/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
7,998 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground
Days on Market
122
Ceiling Fans(s)
Primarybedroom Upstairs
Stone Counters
Private Yard
Sidewalk
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,347
Parcel #
412212240008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
7,998 sqft
ClearedOversized LotPaved

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #C7527219
$640,000-0.8%
$298/sqft
-
Price change
Source: Stellar MLS #C7527219
$645,000-0.8%
$301/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #C7527219
$650,000
$303/sqft

Neighborhood

740 W Virginia Ave
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $640,000
$620,000 – $640,000
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 122 after a $10,000 cut.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,937/mo
Principal & interest$3,338
Property taxes$279
Insurance$320
Down payment20% · $128,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$640,000

$298 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,146 sq ft

Time on market

122 days

Year built

1999

Monthly payment

About $3,937/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,347 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byLRC REALTY ADVISORS, INCListing agent: Shari SmithListing data from Stellar MLS, MLS# C7527219.

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