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Overview

2 bd2 ba1,976 sqft2 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built1996
Lot22,825 sqft
Living area1,976 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Split BedroomThermostatWalk-in Closet(s)Window TreatmentsHurricane ShuttersStreet Lights

12942 SW Kingsway Cir is a 1996-built home in Lake Pembroke Sub, Lake Suzy. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,976 square feet of living space. Listed at $335,000 (about $170/sqft), 220 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

Beautifully designed by MasterBuilders, this lakefront residence captures stunning sunset views across the water and offers the relaxed lifestyle Southwest Florida buyers seek. Situated on an expansive half-acre homesite, the property provides plenty of space to add a private pool while still enjoying generous yard space and peaceful lakefront surroundings. Designed to embrace indoor-outdoor living, the home features expansive pocketing sliding glass doors in the living room, family room, and primary suite, along with an aquarium window in the family room that frames the lake view and fills the home with natural light. Soaring cathedral ceilings, architectural niches, and Corian kitchen countertops add character and functionality throughout the living spaces. The spacious family room is ideal for entertaining and offers flexibility to convert to a third bedroom if desired. Enjoy Florida evenings from the oversized screened lanai overlooking the tranquil lake — the perfect setting for morning coffee or watching colorful sunsets reflect across the water. Important updates provide peace of mind, including a new roof (2022) and a storm-rated front door was added in 2023. Accordion hurricane shutters protect the rear of the home, with additional shutters stored in the garage for full coverage. Located in the desirable deed-restricted Lake Suzy community, residents enjoy a peaceful setting with larger homesites, scenic lakes, and proximity to the Aileron Golf Club, while remaining just minutes from I-75 for convenient access to Punta Gorda, Port Charlotte, shopping, dining, and medical facilities. Gulf beaches, Charlotte Harbor boating, and Southwest Florida’s outdoor lifestyle are all within easy reach. This home offers an exceptional opportunity to enjoy the comfort, space, and scenic beauty that make Lake Suzy one of the area’s hidden gems.

The essentials

Built
1996
Price / sqft
$170
On market
220 days
Annual tax
$6,858
HOA
$350/yr
Flood zone
X · Low risk
Lot
22,825 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
Waterfront
Lake Front
2 car garage
0.52 acres
Lot size
1,976 sqft
Living area

Payment

Est. monthly payment
$2,515/mo
Down payment (20%)
$67,000
Property taxes
$572/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
22,825 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
220
Cathedral Ceiling(s)
Ceiling Fans(s)
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Street Lights
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Flood Zone x
Annual Tax (2025)
$6,858
Parcel #
31-39-23-0201-0080-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Pembroke Sub
County
Desoto
MLS Area
34269 - Arcadia
Lot Size
22,825 sqft
LandscapedNear Golf CourseOversized LotPavedUnincorporated
HOA
$350/yr
Michelle Sherman, President

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #C7523213
$335,000-13.0%
$170/sqft
3/11/2026
Listed for sale
Source: Stellar MLS #C7523213
$385,000
$195/sqft

Neighborhood

12942 SW Kingsway Cir
Lake Suzy, FL, 34269 · 34269 - Arcadia

Market insights

Offer Insights

Choose an offer strength

List price: $335,000
$325,000 – $335,000
96.9% – 100% of listTops out right at the list price
80% of listList price
13 of the last 25 home closings in 34269 landed at this number or higher (52%). The median one sat 80 days before it went under contract, and this one is on day 220 after a $50,000 cut.

Sample: 25 closed home sales in 34269 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,515/mo
Principal & interest$1,747
Property taxes$572
Insurance$168
HOA$29
Down payment20% · $67,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$335,000

$170 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,976 sq ft

Time on market

220 days

Year built

1996

Monthly payment

About $2,515/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,858 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Managed by Michelle Sherman, President.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Sharon NeuhoferListing data from Stellar MLS, MLS# C7523213.

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