3165 Rock Creek Dr, photo 1
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Overview

2 bd1 ba1,024 sqftSingle Family
TypeSingle Family
HOANone listed
Built1976
Lot10,004 sqft
Living area1,024 sqft
Price / sqft$298

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorSolid Surface CountersStone CountersThermostatLightingPrivate MailboxMicrowaveRefrigerator

3165 Rock Creek Dr is a 1976-built home in Port Charlotte Sec 008, Port Charlotte. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,024 square feet of living space. Listed at $305,000 (about $298/sqft), 70 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

WATERFRONT CHARM MEETS MODERN UPDATES! Perfectly positioned on 80 feet of GULF ACCESS saltwater canal frontage, this beautifully updated 2-bedroom, 1-bathroom home offers the ideal blend of comfort, style, and Florida waterfront living. Whether you're searching for a full-time residence, winter retreat, or investment opportunity, this move-in-ready home is sure to impress. Step inside to discover a bright, inviting interior featuring the same tile flooring throughout, creating a seamless flow from room to room. Fresh interior paint (2025) complements the home's clean, modern feel, while the thoughtfully updated kitchen showcases quartz countertops, a farmhouse sink, stainless steel appliances, and ample cabinet space—making it as functional as it is beautiful. The spacious bathroom offers plenty of room for getting ready, and the primary bedroom provides direct access to the screened lanai through sliding glass doors, allowing you to step outside and enjoy peaceful canal views with your morning coffee or evening sunset. This home has been extensively updated for peace of mind, including a new roof (2022), A/C (2021), tankless water heater (2025), complete home repipe (2025), hurricane-impact windows and doors (2024-2025), fresh exterior paint (2026), and more—allowing you to spend less time worrying about maintenance and more time enjoying the waterfront lifestyle. Outside, you'll find a spacious backyard with a storage shed for all your tools and outdoor equipment, along with plenty of room to relax, entertain, or create your own tropical oasis. With 80 feet of saltwater canal frontage, you'll enjoy easy access to the water and endless opportunities for boating, fishing, kayaking, or simply soaking in the tranquil setting. Conveniently located near shopping, dining, parks, golf courses, and the beautiful Gulf beaches Southwest Florida is known for, this tastefully updated waterfront home is ready for its next owner. Don't miss your opportunity to own a slice of paradise—schedule your private showing today!

The essentials

Built
1976
Price / sqft
$298
On market
70 days
Annual tax
$3,493
Flood zone
AE
Lot
10,004 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
Waterfront
Canal - Saltwater
10,004 sqft lot
Lot size
1,024 sqft
Living area

Payment

Est. monthly payment
$2,035/mo
Down payment (20%)
$61,000
Property taxes
$291/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
10,004 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered
Waterfront
Canal - Saltwater, Canal Front
Days on Market
70
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Lighting
Private Mailbox
Microwave
Refrigerator
Tankless Water Heater
Elementary
Meadow Park Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$3,493
Parcel #
402220153005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 008
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,004 sqft

Price history

Date
Event
Price
10/13/2026
Price change
Source: Stellar MLS #C7529120
$305,000-1.6%
$298/sqft
-
Price change
Source: Stellar MLS #C7529120
$310,000-11.4%
$303/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #C7529120
$350,000
$342/sqft

Neighborhood

3165 Rock Creek Dr
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $305,000
$297,500 – $305,000
97.2% – 100% of listTops out right at the list price
80% of listList price
114 of the last 226 home closings in 33948 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 70 after a $45,000 cut.

Sample: 226 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,034/mo
Principal & interest$1,591
Property taxes$291
Insurance$153
Down payment20% · $61,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$305,000

$298 per sq ft

Beds and baths

2 beds, 1 baths

Size

1,024 sq ft

Time on market

70 days

Year built

1976

Monthly payment

About $2,035/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,493 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7529120.

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