8630 Powder Ridge Trail, photo 1
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Overview

3 bd3 ba1,853 sqft2 car garageSingle Family
TypeSingle Family
HOA$327/qtr
Built2014
Lot1,853 sqft
Living area1,853 sqft
Price / sqft$285
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Walk-in Closet(s)SidewalkParkPlaygroundPoolDishwasherDryerMicrowave

8630 Powder Ridge Trail is a 2014-built home in Windermere Trails Phase 1c, Windermere. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,853 square feet of living space. Listed at $528,000 (about $285/sqft), 68 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $327 quarterly.

From the listing

This beautifully renovated 3-bedroom, 2.5-bath luxury home in a prime Windermere location offers the perfect blend of modern elegance, comfort, and peaceful Florida living. The bright open-concept layout creates a seamless flow between the living, dining, and kitchen areas, ideal for both everyday living and entertaining. Recent renovations include new stairs with sleek glass railings, beautifully updated bathrooms, a smart bidet toilet, and new appliances, giving the home a fresh feel, while the downstairs showcases beautiful high-gloss tile flooring that adds to the bright, upscale atmosphere. Upstairs, an additional flex/living area offers the perfect space for a home office, yoga studio, reading retreat, or lounge. One of the home’s standout features is the expansive upstairs balcony, accessible from two bedrooms and overlooking the lake, where you can enjoy your morning coffee or unwind surrounded by mature trees, birds, and nature in a wonderfully quiet setting. The home also features a two-car garage and is conveniently located near the best schools, shopping, dining, entertainment, major roadways, and everyday amenities. With its lake views, open-concept design, extensive updates, flexible living spaces, peaceful natural surroundings, and sought-after Windermere location, this move-in-ready home offers an exceptional combination of luxury, tranquility, and convenience.

The essentials

Built
2014
Price / sqft
$285
On market
68 days
Annual tax
$7,472
HOA
$327/qtr
Flood zone
X · Low risk
Lot
1,853 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Shared amenity
2 car garage
1,853 sqft lot
Lot size
1,853 sqft
Living area

Payment

Est. monthly payment
$3,750/mo
Down payment (20%)
$105,600
Property taxes
$623/mo
HOA
$327/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
1,853 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
68
Walk-in Closet(s)
Sidewalk
Park
Playground
Pool
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Bay Lake Elementary
Middle
Horizon West Middle School
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,472
Parcel #
36-23-27-9159-00-330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windermere Trails Phase 1c
County
Orange
MLS Area
34786 - Windermere
Lot Size
1,853 sqft
HOA
$327/qtr
Windermere Trails HOA

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #C7529514
$528,000-0.2%
$285/sqft
-
Price change
Source: Stellar MLS #C7529514
$529,000-5.4%
$285/sqft
8/11/2026
Listed for sale
Source: Stellar MLS #C7529514
$559,000
$302/sqft

Neighborhood

8630 Powder Ridge Trail
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $528,000
$520,000 – $528,000
98.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 312 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 68 after a $31,000 cut.

Sample: 312 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,749/mo
Principal & interest$2,754
Property taxes$623
Insurance$264
HOA$109
Down payment20% · $105,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$528,000

$285 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,853 sq ft

Time on market

68 days

Year built

2014

Monthly payment

About $3,750/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,472 annual tax bill, insurance, and the $327/qtr HOA fee.

HOA fee

$327/qtr

Managed by Windermere Trails HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySUNCOAST CHOICE REALTYListing agent: Marwa BenyahiaListing data from Stellar MLS, MLS# C7529514.

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