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About this home
432 Gallegos St is a 2003-built home in Punta Gorda Isles Sec20, Punta Gorda. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,358 square feet of living space. Listed at $499,000 (about $212/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $420 annually.
Welcome to this beautifully maintained, custom-built 4-bedroom, 2-bathroom single-family home in the desirable Deep Creek community, situated on a double lot and offering an exceptional blend of comfort, style, and functionality. This thoughtfully updated home features high ceilings, tasteful décor, rounded stucco corners, and tile and luxury vinyl flooring throughout. The well-appointed kitchen boasts granite countertops and stainless steel appliances, new roof replaced in 2023, window treatments, an indoor laundry room, and ample storage throughout. Enjoy Florida living at its finest in your private backyard oasis, featuring a heated, pebble-finish swimming pool, a panoramic pool screen enclosure, and a relaxing Jacuzzi, all surrounded by mature, beautifully maintained landscaping. Additional highlights include a spacious 3-car garage with durable epoxy flooring, a horseshoe driveway, a ManaBloc manifold system with PEX piping throughout the home, hurricane accordion shutters, and a dedicated irrigation well to maintain the lush landscaping efficiently. Located in desirable non Flood Zone X, this property offers added peace of mind and convenient access to local amenities, restaurants, shopping, major highways, and the airport. This exceptional home combines quality construction, tasteful updates, generous space, and an ideal location, making it a wonderful opportunity to enjoy the best of Florida living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$499,000
$212 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,358 sq ft
Time on market
6 days
Year built
2003
Monthly payment
About $3,165/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,338 annual tax bill, insurance, and the $420/yr HOA fee.
HOA fee
$420/yr
Managed by Deep Creek Section 20.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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