20 Gingerwood Drive, photo 1
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Overview

3 bd3 ba2,761 sqft3 car garageSingle Family
TypeSingle Family
HOA$892/mo
Built2000
Lot20,245 sqft
Living area2,761 sqft
Price / sqft$201
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

20 Gingerwood Drive is a 2000-built home Homosassa. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,761 square feet of living space. Listed at $555,000 (about $201/sqft), 75 days on market. HOA runs $892 monthly.

From the listing

Experience this beautifully maintained Arthur Rutenberg pool home overlooking the 11th fairway of Citrus National Golf Course. Offering 2,761 square feet, this custom-built home blends thoughtful architecture with extensive updates and meticulously maintained systems. The well-designed split floor plan offers a dedicated office, formal living and dining spaces, and a spacious family room with a gas fireplace. The kitchen is both functional and inviting with Corian countertops, Merillat cabinetry, GE Profile appliances, a breakfast bar, pantry, and casual dining area. Throughout the home, plantation shutters, LED lighting, central vacuum, and quality finishes reflect the home's attention to detail. Wood flooring extends through the office, family room, and guest bedrooms, while the primary suite features a new shower enclosure. Outdoor living includes a screened pool resurfaced in 2026, a fully equipped outdoor kitchen, and mature landscaping supported by a dedicated irrigation well. The spacious three-car garage includes retractable screen doors and attic flooring for additional storage. Recent improvements include a new roof (2021), two Amana HVAC systems (2020), GE Profile kitchen appliances (2020), gas water heater (2024), pool pump (2022), gutters (2021), whole-house water filtration system, water softener, interior and exterior paint, security camera system, and numerous landscape and drainage enhancements. Located within the highly desirable Southern Woods community, this meticulously maintained custom home offers the confidence of major system updates already completed and is a rare opportunity to own an exceptional Arthur Rutenberg home.

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The essentials

Built
2000
Price / sqft
$201
On market
75 days
Annual tax
$3,706
HOA
$892/mo
Lot
20,245 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
3 car garage
0.46 acres
Lot size
2,761 sqft
Living area

Payment

Est. monthly payment
$4,373/mo
Down payment (20%)
$111,000
Property taxes
$309/mo
HOA
$892/mo
Rate assumed
6.8% ยท 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
20,245 sqft
Cooling
-
Heating
-
Parking
-
Pool
Yes
Days on Market
75
Annual Tax (2025)
$3,706

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Citrus
Lot Size
20,245 sqft
HOA
$892/mo

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #CC856601
$555,000
$201/sqft

Neighborhood

20 Gingerwood Drive
Homosassa, FL, 34446

Market insights

Offer Insights

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List price: $555,000
$540,000 โ€“ $555,000
97.7% โ€“ 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34446 landed at this number or higher (50%). The median one sat 60 days before it went under contract, and this one is on day 75.

Sample: 155 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,373/mo
Principal & interest$2,895
Property taxes$309
Insurance$278
HOA$892
Down payment20% ยท $111,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$555,000

$201 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,761 sq ft

Time on market

75 days

Year built

2000

Monthly payment

About $4,373/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,706 annual tax bill, insurance, and the $892/mo HOA fee.

HOA fee

$892/mo

Offer

What should I offer?

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Brokered byCOLDWELL BANKER NEXT GENERATIOListing agent: Pamela ParejaListing data from Stellar MLS, MLS# CC856601.

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