1465 E Saint James Loop, Inverness FL 34453, photo 1
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Overview

4 bd3 ba2,146 sqft3 car garageSingle Family
TypeSingle Family
HOA$90/yr
Built2026
Lot32,234 sqft
Living area2,146 sqft
Price / sqft$210
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
Inverness
Type
Single Family Residence

True monthly carry

HOA
~$8/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Stone CountersEat-in KitchenOpen FloorplanWalk-in Closet(s)Solid Wood CabinetsElectric CooktopDishwasherMicrowave

1465 E Saint James Loop, Inverness FL 34453 is a 2026-built home Inverness. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,146 square feet of living space. Listed at $449,990 (about $210/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 annually.

From the listing

NEW CONSTRUCTION | EST. COMPLETION 11/30/26 | .74-ACRE LOT Brand-new construction in Cambridge Greens of Citrus Hills! Situated on a spacious 0.74-acre lot, this 4-bedroom, 3-bathroom home offers 2,146 sq. ft. of living space, a 3-car garage, and modern finishes throughout. Step inside to an inviting open floor plan featuring soaring ceilings and luxury vinyl plank flooring. The living, dining, and kitchen areas flow seamlessly together, creating a welcoming space for everyday living and entertaining. The kitchen features white shaker cabinetry with soft-close drawers, quartz countertops, stainless steel appliances, a tile backsplash, a large center island with seating, and a spacious pantry. The primary suite offers an oversized walk-in closet and a beautifully appointed en-suite bathroom featuring dual vanities, quartz countertops, and a tiled walk-in shower. A second bedroom also features its own en-suite bathroom, offering added privacy and comfort for guests or family members. Two additional bedrooms provide flexibility for family, guests, or a home office. The attached 3-car garage features an epoxy-coated floor for a clean, finished look and easy maintenance. Enjoy the outdoors from the covered lanai overlooking the expansive backyard. With 0.74 acres, there is plenty of room to create your ideal outdoor retreat, whether you envision a pool, garden, play area, or simply a spacious backyard to enjoy. Built with concrete block construction and double-pane windows, this home includes a 10-year structural warranty and a 1-year builder warranty for added peace of mind. Conveniently located near shopping, medical facilities, restaurants, golf, boating, and fishing, with plenty of opportunities to enjoy Florida's beautiful Nature Coast. Optional membership opportunities are available at Citrus Hills Golf & Country Club. Contact us for additional details about membership options and benefits. Estimated completion: November 30, 2026. Don't miss the opportunity to make this brand-new Citrus Craft Homes property your own!

The essentials

Built
2026
Price / sqft
$210
On market
1 day
Annual tax
$337
HOA
$90/yr
Flood zone
X · Low risk
Lot
32,234 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Driveway
0.74 acres
Lot size
2,146 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,608/mo
Down payment (20%)
$89,998
Property taxes
$28/mo
HOA
$90/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
32,234 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway
Days on Market
1
Stone Counters
Eat-in Kitchen
Open Floorplan
Walk-in Closet(s)
Solid Wood Cabinets
Electric Cooktop
Dishwasher
Microwave
Elementary
Hernando Elementary
Middle
Inverness Middle School
High
Citrus High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$337
Parcel #
2533366

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Citrus
Lot Size
32,234 sqft
Room For Pool
HOA
$90/yr
Cambridge Greens of Citrus Hills

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #CC858521
$449,990
$210/sqft

Neighborhood

1465 E Saint James Loop, Inverness FL 34453
Inverness, FL, 34453

Market insights

Offer Insights

Choose an offer strength

List price: $449,990
$440,000 – $449,990
97.8% – 100% of listTops out right at the list price
80% of listList price
51 of the last 100 home closings in 34453 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 1.

Sample: 100 closed home sales in 34453 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,608/mo
Principal & interest$2,347
Property taxes$28
Insurance$225
HOA$8
Down payment20% · $89,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,990

$210 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,146 sq ft

Time on market

1 day

Year built

2026

Monthly payment

About $2,608/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $337 annual tax bill, insurance, and the $90/yr HOA fee.

HOA fee

$90/yr

Managed by Cambridge Greens of Citrus Hills.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTERRA VISTA REALTY GROUPListing agent: Roni SayerListing data from Stellar MLS, MLS# CC858521.

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