

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- Inverness
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$8/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1465 E Saint James Loop, Inverness FL 34453 is a 2026-built home Inverness. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,146 square feet of living space. Listed at $449,990 (about $210/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 annually.
NEW CONSTRUCTION | EST. COMPLETION 11/30/26 | .74-ACRE LOT Brand-new construction in Cambridge Greens of Citrus Hills! Situated on a spacious 0.74-acre lot, this 4-bedroom, 3-bathroom home offers 2,146 sq. ft. of living space, a 3-car garage, and modern finishes throughout. Step inside to an inviting open floor plan featuring soaring ceilings and luxury vinyl plank flooring. The living, dining, and kitchen areas flow seamlessly together, creating a welcoming space for everyday living and entertaining. The kitchen features white shaker cabinetry with soft-close drawers, quartz countertops, stainless steel appliances, a tile backsplash, a large center island with seating, and a spacious pantry. The primary suite offers an oversized walk-in closet and a beautifully appointed en-suite bathroom featuring dual vanities, quartz countertops, and a tiled walk-in shower. A second bedroom also features its own en-suite bathroom, offering added privacy and comfort for guests or family members. Two additional bedrooms provide flexibility for family, guests, or a home office. The attached 3-car garage features an epoxy-coated floor for a clean, finished look and easy maintenance. Enjoy the outdoors from the covered lanai overlooking the expansive backyard. With 0.74 acres, there is plenty of room to create your ideal outdoor retreat, whether you envision a pool, garden, play area, or simply a spacious backyard to enjoy. Built with concrete block construction and double-pane windows, this home includes a 10-year structural warranty and a 1-year builder warranty for added peace of mind. Conveniently located near shopping, medical facilities, restaurants, golf, boating, and fishing, with plenty of opportunities to enjoy Florida's beautiful Nature Coast. Optional membership opportunities are available at Citrus Hills Golf & Country Club. Contact us for additional details about membership options and benefits. Estimated completion: November 30, 2026. Don't miss the opportunity to make this brand-new Citrus Craft Homes property your own!
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 100 closed home sales in 34453 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$449,990
$210 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,146 sq ft
Time on market
1 day
Year built
2026
Monthly payment
About $2,608/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $337 annual tax bill, insurance, and the $90/yr HOA fee.
HOA fee
$90/yr
Managed by Cambridge Greens of Citrus Hills.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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