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Overview

2 bd2 ba1,528 sqft2 car garageSingle Family
TypeSingle Family
HOA$170/mo
Built1993
Lot4,999 sqft
Living area1,528 sqft
Price / sqft$150
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatWalk-in Closet(s)

14281 Palm Ter is a 1993-built home in Tree Tops At Ranger Point, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,528 square feet of living space. Listed at $229,000 (about $150/sqft), 264 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $170 monthly.

From the listing

Welcome to your perfect Florida retreat in Port Charlotte, nestled between two iconic spring training facilities - the Tampa Bay Rays and Atlanta Braves stadiums. This charming two-bedroom, two-bathroom home offers an ideal blend of comfort and community living in a vibrant 55-plus neighborhood. Step into a thoughtfully updated interior featuring a renovated kitchen that's perfect for preparing your favorite meals. The refreshed bathroom adds modern convenience, while the new roof provides peace of mind for years to come. Both bedrooms offer ample space and comfort, with the primary bedroom providing a serene retreat. The community truly shines with its resort-style amenities. Stay active on the tennis courts, enjoy friendly competition at the shuffleboard area, or take a refreshing dip in the heated community pool. The welcoming clubhouse serves as a social hub, hosting various activities that make it easy to meet neighbors and make lasting friendships. Location is a true highlight, with the Gulf of Mexico's pristine beaches just a short drive away. Convenient shopping is nearby at Gulf Cove Publix Super Market, and Randy Spence Park offers a peaceful green space for outdoor enjoyment. Baseball enthusiasts will appreciate being minutes from Charlotte Sports Park, perfect for catching spring training games. The remarkably low monthly homeowner association fee of $170 includes lawn maintenance and access to all community amenities, making this an exceptional value for maintenance-free Florida living. This home presents an opportunity to join a warm, active community while enjoying the best of Florida's Gulf Coast lifestyle.

The essentials

Built
1993
Price / sqft
$150
On market
339 days
Annual tax
$3,743
HOA
$170/mo
Flood zone
AE
Lot
4,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
Community pool
Shared amenity
2 car garage
4,999 sqft lot
Lot size
1,528 sqft
Living area

Payment

Est. monthly payment
$1,790/mo
Down payment (20%)
$45,800
Property taxes
$312/mo
HOA
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
4,999 sqft
Cooling
Central Air, Humidity Control
Heating
Electric
Parking
-
Days on Market
339
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sliding Doors
Clubhouse
Golf Carts OK
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2024)
$3,743
Parcel #
402128183005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tree Tops At Ranger Point
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
4,999 sqft
HOA
$170/mo
Palmer Management

Price history

Date
Event
Price
7/26/2026
Price change
Source: Stellar MLS #D6144582
$229,000-6.5%
$150/sqft
-
Price change
Source: Stellar MLS #D6144582
$244,900-18.3%
$160/sqft
11/4/2025
Listed for sale
Source: Stellar MLS #D6144582
$299,900
$196/sqft

Neighborhood

14281 Palm Ter
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $229,000
$220,000 – $229,000
96.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 251 home closings in 33953 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 339 after a $70,900 cut.

Sample: 251 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,791/mo
Principal & interest$1,194
Property taxes$312
Insurance$115
HOA$170
Down payment20% · $45,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,000

$150 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,528 sq ft

Time on market

339 days

Year built

1993

Monthly payment

About $1,790/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,743 annual tax bill, insurance, and the $170/mo HOA fee.

HOA fee

$170/mo

Managed by Palmer Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byPARADISE EXCLUSIVE INCListing agent: Tracy MeyerListing data from Stellar MLS, MLS# D6144582.

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