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About this home
1276 White Oak Trl #3 is a 2003-built home in Heritage Villas At Heritage Oa, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,561 square feet of living space. Listed at $309,000 (about $198/sqft), 49 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
REDUCED! Heritage Oak Park Villa is a rare find, with only 16 of its kind on this peaceful cul-de-sac. Enjoy a private wooded view from the screened lanai in this spacious 1,561 sq. ft. home featuring 3 bedrooms, 2 full baths, and a large 2-car garage. The open layout boasts a great room with tray ceiling, glass sliders to the lanai, and a kitchen perfect for entertaining, complete with a breakfast bar, raised panel cabinets, and stainless appliances, including a brand-new microwave and range. A roomy dining area and built-in desk space sit just off the kitchen. The master suite offers lanai access, a walk-in closet, built-in jewelry cabinet, and an ensuite bath with walk-in shower, dual sinks, private toilet area, walkin tub/shower and extra removable storage cabinet. The split floorplan provides two additional bedrooms and a second bath with a tub/shower combo. Additional perks include volume ceilings, tile throughout (carpet in the master), accordion hurricane shutters, custom top treatments on windows and slider, ceiling fans, new roof (2018), new A/C and heat (2020), and new water heater (2020). The garage is equipped with pull-down attic stairs, storage shelves, workbench, extra fridge, and a generator. Exterior maintenance is handled by the condo association, with low quarterly fees of $775. Heritage Oak Park is a vibrant gated community offering a clubhouse, heated pool, fitness center, tennis & pickleball courts, walking trails, and a full calendar of activities planned by an on-site director. Built around all the old oak trees, you feel like you are in the country, yet it is only walking distance of Publix, the YMCA, Charlotte County Library, and only a short drive to major shopping & restaurants!
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 13 closed townhouse or villa sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$309,000
$198 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,561 sq ft
Time on market
53 days
Year built
2003
Monthly payment
About $2,145/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,542 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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