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Overview

3 bd3 ba2,036 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/yr
Built2018
Lot10,000 sqft
Living area2,036 sqft
Price / sqft$332
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone Counters

15610 Seafoam Cir is a 2018-built home in Port Charlotte Sec 093, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,036 square feet of living space. Listed at $675,000 (about $332/sqft), 91 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $120 annually.

From the listing

A significant $50,000 REDUCTION positions this home as one of the best waterfront values in SOUTH GULF COVE. Updated pricing brings expanded buyer reach and a compelling opportunity for those seeking quality construction, boating access, and a move in ready Florida lifestyle. Location, lifestyle, and the perfect place to call home — welcome to SOUTH GULF COVE, one of Port Charlotte’s most desirable boating communities. This beautifully designed waterfront home immediately impresses with WIDE OPEN VIEWS OF THE LANAI AND CANAL, showcased through ZERO CORNER SLIDERS that disappear to blend indoor and outdoor living. The great room makes a striking first impression with a COFFERED CEILING TRIMMED IN CROWN MOLDING, and the adjoining dining area creates an elegant setting for gatherings. The kitchen is both functional and refined, offering TRUE FULL WOOD CABINETS, GRANITE COUNTERS, STAINLESS APPLIANCES, a WALK IN PANTRY, and an OVERSIZED BREAKFAST BAR ideal for prep and serving. Just off the kitchen, the spacious dinette — currently styled as a bonus sitting room — adds wonderful flexibility. Whether you prefer a cozy reading nook, office space, second conversation area, or traditional dining space, this multi function room adapts beautifully to your lifestyle while capturing peaceful water views. The primary suite is a retreat of its own with TWO OVERSIZED WALK IN CLOSETS and a SPA INSPIRED ENSUITE featuring a WALK THROUGH SHOWER WITH DUAL RAINHEADS. The guest bedrooms are positioned in their own private wing and share a FULL GUEST BATHROOM, making this split plan ideal for hosting family and friends. Step outside to your private Florida oasis. The SALTWATER HEATED POOL, MULTICOLOR LED LIGHTING, and LARGE SCREENED LANAI set the stage for relaxation and entertaining. A DESIGNATED POOL BATH adds convenience for outdoor living. The FENCED BACKYARD keeps your pup safe, while the CONCRETE SEAWALL, DOCK, 10K BOAT LIFT, and SIDE WALKWAY make boating days effortless. You’ll love the friendly neighbors and the unbeatable access to Charlotte Harbor and the Gulf. Practical features elevate peace of mind: • EXTENDED GARAGE WITH WORKSHOP SPACE and remote control roll down bug screen • IMPACT GLASS plus additional storm panels for the sliders • ELECTRIC ROLL DOWN HURRICANE SHUTTERS on front and rear • WIRED SURGE PROTECTION • NEW ROOF (2023) • NEW SALTWATER GENERATOR (2025) • FRESH INTERIOR AND EXTERIOR PAINT This home blends craftsmanship, comfort, and coastal living in a community known for its waterways and welcoming atmosphere. Whether you’re entertaining, boating, or simply enjoying the view, this property delivers the full Florida experience.

The essentials

Built
2018
Price / sqft
$332
On market
169 days
Annual tax
$8,195
HOA
$120/yr
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Canal Front
Private pool
Heated
2 car garage
Driveway
10,000 sqft lot
Lot size

Payment

Est. monthly payment
$4,550/mo
Down payment (20%)
$135,000
Property taxes
$683/mo
HOA
$120/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
10,000 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Oversized, Workshop in Garage
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Canal Front
Days on Market
169
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dog Run
Hurricane Shutters
Rain Gutters
Deed Restrictions
Park
Playground
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,195
Parcel #
412115477008

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 093
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
10,000 sqft
Paved
HOA
$120/yr

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #D6147127
$675,000-6.9%
$332/sqft
-
Price change
Source: Stellar MLS #D6147127
$725,000-3.3%
$356/sqft
4/23/2026
Listed for sale
Source: Stellar MLS #D6147127
$750,000
$368/sqft

Neighborhood

15610 Seafoam Cir
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $675,000
$645,000 – $675,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 169 after a $75,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,551/mo
Principal & interest$3,520
Property taxes$683
Insurance$338
HOA$10
Down payment20% · $135,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$675,000

$332 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,036 sq ft

Time on market

169 days

Year built

2018

Monthly payment

About $4,550/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,195 annual tax bill, insurance, and the $120/yr HOA fee.

HOA fee

$120/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Marcia CullinanListing data from Stellar MLS, MLS# D6147127.

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