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Overview

3 bd3 ba3,371 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot9,999 sqft
Living area3,371 sqft
Price / sqft$267
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDumbwaiterEat-in KitchenHigh CeilingsSolid Surface CountersSolid Wood Cabinets

4219 Spire St is a 2004-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,371 square feet of living space. Listed at $899,000 (about $267/sqft), 24 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Waterfront Views, Sailboat Access and Garage Space You Rarely Find Together! This Three Bedroom, Three Bathroom Home Offers Nearly 47 Feet of Dockage and an Approximately 46-Foot Tandem Garage Bay! Located on a quiet dead-end street in Gulf Cove, this home offers RV/boat parking and multiple indoor and outdoor areas overlooking the water. Quality craftsmanship can be seen inside and out, beginning with a metal roof, Hardie Board siding on the upper level, concrete block construction below, hurricane panels for the windows, impact-rated garage doors, irrigation, gutters, exterior lighting, an outdoor shower, and an extended concrete driveway. The home features separate HVAC systems for each level, with the upstairs system replaced in 2022 and the downstairs system recently replaced in 2026. Step inside where detailed woodwork, substantial trim around the windows and doorways, solid-core doors, unique doorknobs and hardware, and a beautifully crafted wood staircase and railings give the home a character all its own. Head upstairs where the main living area opens beneath vaulted ceilings and features a wood-burning fireplace and large sliding glass doors framing the canal beyond. Those sliders lead to the 37-foot screened and covered balcony finished with Ipe wood, creating plenty of room for outdoor dining, relaxing, and enjoying the waterfront views. The kitchen features wood cabinetry, extensive Corian counter space, a center island, breakfast bar, walk-in pantry, built-in desk, and a dumbwaiter. The dining area has its own set of sliding glass doors leading to the balcony, bringing the water views right to the table. The primary suite features vaulted ceilings, a built-in window bench with storage, two walk-in closets, and an ensuite bathroom with dual sinks, a tiled walk-in shower with built-in bench, multiple showerheads, and skylight. One guest bedroom includes a walk-in closet and sliders to the balcony, while the third bedroom offers a vaulted ceiling and large closet. The guest bathroom includes a tub/shower combination with a built-in bench, and skylight. Downstairs, tile flooring runs throughout a large second living area where wide sliders open directly to the covered patio, backyard, and canal. This level also includes a third full bathroom and a large interior laundry/utility room with a sink and dumbwaiter. The garage setup is one you don't find every day. A separate single-car bay is joined by an approximately 46-foot-deep tandem garage, additional storage area, utility sink, finished floors, and room for vehicles, and a workshop. Outside, the backyard provides an open view across the canal while the concrete seawall and approximately 47-foot composite dock, added in 2019 and equipped with water and electric, put your boat right outside your door. Sailboat canal access leads to the Myakka River and onward to Charlotte Harbor and the Gulf, giving you endless opportunities to explore Southwest Florida by water. Gulf Cove also offers a voluntary HOA with a low annual fee that provides access to the community boat ramp, while area beaches, golf courses, shopping, restaurants, and everyday conveniences are all within easy reach. Whether your perfect day means heading out on the boat, enjoying an evening overlooking the canal, or simply having the space for everything you enjoy, the waterfront lifestyle is waiting for you at 4219 Spire Street.

The essentials

Built
2004
Price / sqft
$267
On market
67 days
Annual tax
$6,644
Flood zone
AE
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Canal - Saltwater
4 car garage
Boat
9,999 sqft lot
Lot size
3,371 sqft
Living area

Payment

Est. monthly payment
$5,692/mo
Down payment (20%)
$179,800
Property taxes
$554/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,999 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Boat, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Oversized, RV Access/Parking, Garage, Tandem
Waterfront
Canal - Saltwater
Days on Market
67
Built-in Features
Ceiling Fans(s)
Crown Molding
Dumbwaiter
Eat-in Kitchen
High Ceilings
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Outdoor Shower
Rain Gutters
Park
Playground
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,644
Parcel #
402130281006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
9,999 sqft
In CountyLandscapedNear Golf CourseNear MarinaStreet Dead-EndPaved

Price history

Date
Event
Price
8/3/2026
Listed for sale
Source: Stellar MLS #D6148324
$899,000
$267/sqft

Neighborhood

4219 Spire St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $899,000
$860,000 – $899,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 67.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,692/mo
Principal & interest$4,689
Property taxes$554
Insurance$450
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$899,000

$267 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,371 sq ft

Time on market

67 days

Year built

2004

Monthly payment

About $5,692/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,644 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byRE/MAX ALLIANCE GROUPListing agent: Carla Stiver, PAListing data from Stellar MLS, MLS# D6148324.

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