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Overview

4 bd4 ba2,717 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot12,639 sqft
Living area2,717 sqft
Price / sqft$331
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone Counters

4255 Spire St is a 1990-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,717 square feet of living space. Listed at $899,000 (about $331/sqft), 170 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Recently reduced to reflect our current market conditions so CLICK THE VIDEO TOUR UNDER THE PICTURE TO SEE THE DRONE FOOTAGE OF THE WATERWAY Then come see this Key West–Style Pool Home with Dock & Boat Lift and see how you can live the Florida waterfront lifestyle! Located on the quaint and off the path 4255 Spire Street, this beautifully renovated Key West–style home is set on an oversized waterfront lot in Gulf Cove, a boating and riverfront comunity on the Myakka River. A true boater’s dream, this home offers you your very own dock and lift—perfect for enjoying sunset cruises, fishing trips, and easy days on the water before coming home to jump in the saltwater pool to cool off. This spacious (over 2500 under air!) 4-bedroom, 4 bath residence offers the perfect combination of coastal charm, modern upgrades, and boating convenience. Once inside you will find beautiful wood flooring, French doors, and plantation shutters that bring warmth and character to the home. The thoughtful layout provides flexibility for family and guests alike, featuring two spacious bedrooms downstairs with 1 and a half baths, while the upper level includes an additional bedroom along with a very generous primary suit with a spacious bathroom with a stand alone Garden Soaking tub, seperate walk in shower, dual sinks and a window overlooking the street below. This home is full of standout features including a spiral staircase connecting the downstairs family room to the upstairs family room, adding a unique architectural feature and convenient access between the two living spaces. Outdoor living here is truly exceptional. Enjoy the heated saltwater pool with newer saltwater equipment for year-round swimming and entertaining. A motorized awning provide additional shade poolside if desired plus more than 50 high-end, color-changing LED landscape lights illuminating the palms and outdoor areas to set the mood, both remote controlled. There is an additional shed with electric for your tools, you will want the oversized garage with storage cabinets and extra work space for your boating gear, cars and toys! For boating enthusiasts, the home includes 90 feet of concrete seawall, a private dock, and a upgraded 10,000-lb boat lift with a new 12-foot canopy, making it easy to enjoy everything Southwest Florida waterways have to offer. A unique architectural feature is the walkaround deck that wraps from the front of the home to the back, designed as a walking balcony and previewing area, with stairs from both the front and rear of the home. No concerns for the Florida breeze ... All windows and sliders are impact glass for peace of mind and the home sits high and dry! Additional recent upgrades include ** Freshly painted exterior ** Driveway and sidewalks recently cleaned and sealed ** Downstairs A/C only 2 years old and the upstairs was replaced in 2021 ** Washer and dryer less than one year old with minimal use ** New garbage disposal ** New Irrigation system with wifi controls ** 50 plus Highend landscape lights with time control ** New landscaping in the back yard ** This beautifully maintained waterfront home offers privacy, style, and the ultimate Florida boating lifestyle. Call your agent today, this home is a one of a kind and you wont want to miss this opportunity! Everything stays outside of a few personal items and favorites.. ask agent for the list.

The essentials

Built
1990
Price / sqft
$331
On market
213 days
Annual tax
$9,414
Flood zone
AE
Lot
12,639 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Waterfront
Brackish Water
Private pool
Heated
2 car garage
Driveway
0.29 acres
Lot size

Payment

Est. monthly payment
$5,923/mo
Down payment (20%)
$179,800
Property taxes
$785/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
12,639 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener, Ground Level, Other, Oversized
Pool
Deck, Heated, In Ground, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Brackish Water, Canal - Brackish
Days on Market
213
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Balcony
Lighting
Private Yard
Shade Shutter(s)
Sidewalk
Storage
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$9,414
Parcel #
402130281010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
12,639 sqft
LandscapedOversized LotStreet Dead-EndPaved

Price history

Date
Event
Price
4/6/2026
Price change
Source: Stellar MLS #C7523164
$899,000-4.3%
$331/sqft
3/10/2026
Listed for sale
Source: Stellar MLS #C7523164
$939,000
$346/sqft

Neighborhood

4255 Spire St
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $899,000
$860,000 – $899,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 213 after a $40,000 cut.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,923/mo
Principal & interest$4,689
Property taxes$785
Insurance$450
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$899,000

$331 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,717 sq ft

Time on market

213 days

Year built

1990

Monthly payment

About $5,923/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,414 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPREMIER PROPERTIES OF SRQ LLCListing agent: Carla BruceListing data from Stellar MLS, MLS# C7523164.

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