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About this home
40 Franciscan Ln is a 1995-built home in Palm Coast Sec 07, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,585 square feet of living space. Listed at $519,900 (about $201/sqft), 284 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Positioned within one of Palm Coast’s most established enclaves, this refined pool residence at 40 Franciscan Lane offers a polished expression of Florida living—where volume, light, and livability converge across 2,585 square feet of thoughtfully designed interior space. From the moment of entry, soaring ceilings and expansive sightlines establish an immediate sense of openness, with natural light carrying effortlessly through the home’s interconnected living and dining areas. The kitchen serves as a central gathering point, appointed with a functional island, stainless steel appliances, a gas range, and generous cabinetry—balancing culinary performance with everyday ease. The private primary suite is generously scaled, offering a quiet retreat complete with a well-appointed ensuite bath and walk-in closet. Secondary bedrooms provide flexibility for guests, workspace, or multigenerational living. Outdoors, a screened lanai extends the living experience into a resort-style setting anchored by a sparkling pool and framed by mature landscaping, creating a sense of privacy and calm suited for year-round enjoyment. Additional enhancements include a central vacuum system, whole-house water softener, hurricane protection shutters, a fireplace, and a two-car garage—delivering a well-rounded blend of comfort, efficiency, and peace of mind. The property also benefits from a whole-house reverse osmosis system and is offered with no HOA restrictions, enhancing long-term flexibility. Ideally situated just minutes from the Atlantic coastline and pristine area beaches, this residence offers the rare advantage of coastal proximity while maintaining the privacy and ease of an established residential setting.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$519,900
$201 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,585 sq ft
Time on market
284 days
Year built
1995
Monthly payment
About $3,448/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,725 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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