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Overview

3 bd2 ba2,585 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1995
Lot11,378 sqft
Living area2,585 sqft
Price / sqft$201
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsWalk-in Closet(s)Hurricane ShuttersDishwasherDisposalDryerMicrowaveRange

40 Franciscan Ln is a 1995-built home in Palm Coast Sec 07, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,585 square feet of living space. Listed at $519,900 (about $201/sqft), 284 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Positioned within one of Palm Coast’s most established enclaves, this refined pool residence at 40 Franciscan Lane offers a polished expression of Florida living—where volume, light, and livability converge across 2,585 square feet of thoughtfully designed interior space. From the moment of entry, soaring ceilings and expansive sightlines establish an immediate sense of openness, with natural light carrying effortlessly through the home’s interconnected living and dining areas. The kitchen serves as a central gathering point, appointed with a functional island, stainless steel appliances, a gas range, and generous cabinetry—balancing culinary performance with everyday ease. The private primary suite is generously scaled, offering a quiet retreat complete with a well-appointed ensuite bath and walk-in closet. Secondary bedrooms provide flexibility for guests, workspace, or multigenerational living. Outdoors, a screened lanai extends the living experience into a resort-style setting anchored by a sparkling pool and framed by mature landscaping, creating a sense of privacy and calm suited for year-round enjoyment. Additional enhancements include a central vacuum system, whole-house water softener, hurricane protection shutters, a fireplace, and a two-car garage—delivering a well-rounded blend of comfort, efficiency, and peace of mind. The property also benefits from a whole-house reverse osmosis system and is offered with no HOA restrictions, enhancing long-term flexibility. Ideally situated just minutes from the Atlantic coastline and pristine area beaches, this residence offers the rare advantage of coastal proximity while maintaining the privacy and ease of an established residential setting.

The essentials

Built
1995
Price / sqft
$201
On market
284 days
Annual tax
$5,725
Flood zone
X · Low risk
Lot
11,378 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
In Ground
2 car garage
0.26 acres
Lot size
2,585 sqft
Living area

Payment

Est. monthly payment
$3,448/mo
Down payment (20%)
$103,980
Property taxes
$477/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
11,378 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
284
High Ceilings
Walk-in Closet(s)
Hurricane Shutters
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Whole House R.o. System
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,725
Parcel #
07-11-31-7007-00510-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 07
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
11,378 sqft

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #FC314923
$519,900-0.6%
$201/sqft
-
Price change
Source: Stellar MLS #FC314923
$522,900-3.0%
$202/sqft
1/2/2026
Listed for sale
Source: Stellar MLS #FC314923
$539,000
$209/sqft

Neighborhood

40 Franciscan Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $519,900
$510,000 – $519,900
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 284 after a $19,100 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,449/mo
Principal & interest$2,711
Property taxes$477
Insurance$260
Down payment20% · $103,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$519,900

$201 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,585 sq ft

Time on market

284 days

Year built

1995

Monthly payment

About $3,448/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,725 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Donald SewardListing data from Stellar MLS, MLS# FC314923.

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