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Overview

3 bd4 ba3,118 sqft2 car garageSingle Family
TypeSingle Family
HOA$365/mo
Built2016
Lot3,498 sqft
Living area3,118 sqft
Price / sqft$298
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenElevatorHigh CeilingsKitchen/Family Room ComboOpen Floorplan

2727 Morning Light CT is a 2016-built home in Sunset Inlet Sub, Flagler Beach. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,118 square feet of living space. Listed at $929,000 (about $298/sqft), 284 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $365 monthly.

From the listing

NEW BOAT LIFT INSTALLED JULY 2026! Live between the Atlantic Ocean and Intracoastal Waterway in one of Flagler Beach's most unique boating communities! Experience the ultimate Florida waterfront lifestyle in this exceptional saltwater canal home in Beverly Beach, ideally located along scenic A1A between the Atlantic Ocean and the Intracoastal Waterway. Situated directly across from the beach with nearby private beach access, this three-story coastal retreat offers rare boating convenience with quick access to the Intracoastal and a new boat lift just installed July, 2026. Designed for comfortable coastal living, the home features 3 bedrooms, 3.5 baths along with an elevator servicing all levels. The spacious primary suite offers a relaxing sitting area, a private balcony overlooking the canal, and a spa-inspired bath featuring a double walk-in tiled shower with rain head, garden tub, dual vanities, and quartz countertops. The third floor showcases bright, open living spaces with Intracoastal and partial ocean views, creating the perfect setting for entertaining or relaxing after a day on the water. The open living and dining areas flow into a chef’s kitchen with a large island, tile backsplash, Monogram stainless steel appliances, and a custom built-in entertainment center, all opening to a private balcony with water views. Outdoor living is equally inviting, featuring a paver lanai, hot tub, and seating area overlooking the tranquil canal, along with a private dock for quick boating access to the Intracoastal Waterway. Boaters will also appreciate the community dock located directly on the Intracoastal, offering additional waterfront enjoyment. Additional highlights include a two-car garage with paver driveway, and a prime location near local dining, shopping, and coastal attractions. With Daytona Beach and St. Augustine just a short drive away, this property offers the perfect blend of luxury, boating convenience, and relaxed coastal living — truly a boater’s dream on Florida’s scenic A1A corridor.

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The essentials

Built
2016
Price / sqft
$298
On market
284 days
Annual tax
$12,027
HOA
$365/mo
Flood zone
X · Low risk
Lot
3,498 sqft
Type
Single Family Residence

At a glance

Single family
3 stories · 2016
Waterfront
Canal - Saltwater
2 car garage
3,498 sqft lot
Lot size
3,118 sqft
Living area

Payment

Est. monthly payment
$6,677/mo
Down payment (20%)
$185,800
Property taxes
$1,002/mo
HOA
$365/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
3,498 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Canal - Saltwater, Intracoastal Waterway
Days on Market
284
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Elevator
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Balcony
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Flood Zone X
Annual Tax (2025)
$12,027
Parcel #
26-11-31-5730-00000-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Inlet Sub
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
3,498 sqft
HOA
$365/mo
Watson Property Mgt

Price history

Date
Event
Price
7/29/2026
Price change
Source: Stellar MLS #FC314986
$929,000-1.1%
$298/sqft
-
Price change
Source: Stellar MLS #FC314986
$939,000-1.1%
$301/sqft
1/6/2026
Listed for sale
Source: Stellar MLS #FC314986
$949,000
$304/sqft

Neighborhood

2727 Morning Light CT
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $929,000
$905,000 – $929,000
97.2% – 100% of listTops out right at the list price
80% of listList price
58 of the last 114 home closings in 32136 landed at this number or higher (51%). The median one sat 70 days before it went under contract, and this one is on day 284 after a $20,000 cut.

Sample: 114 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,677/mo
Principal & interest$4,845
Property taxes$1,002
Insurance$465
HOA$365
Down payment20% · $185,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$929,000

$298 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,118 sq ft

Time on market

284 days

Year built

2016

Monthly payment

About $6,677/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,027 annual tax bill, insurance, and the $365/mo HOA fee.

HOA fee

$365/mo

Managed by Watson Property Mgt.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDAListing agent: Jason AsherListing data from Stellar MLS, MLS# FC314986.

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