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Overview

3 bd4 ba2,799 sqft2 car garageSingle Family
TypeSingle Family
HOA$365/mo
Built2015
Lot3,498 sqft
Living area2,799 sqft
Price / sqft$423
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesCeiling Fans(s)Eat-in KitchenElevatorHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom Upstairs

2770 Morning Light CT is a 2015-built home in Sunset Inlet Sub, Flagler Beach. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,799 square feet of living space. Listed at $1,185,000 (about $423/sqft), 58 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $365 monthly.

From the listing

Welcome to 2770 Morning Light Ct, an exceptional waterfront sanctuary offering the ultimate coastal Florida lifestyle in Flagler Beach. Designed for seamless indoor-outdoor living, modern convenience, and effortless boating access, this home combines complete structural peace of mind with premium resort-style amenities along with private beach access dedicated only to Sunset Inlet residents. Step out into your private outdoor oasis featuring a heated pool and hot tub complete with a soothing waterfall, dedicated swim jet, and full Pentair smart app automation, all anchored by a heavy-duty 12,000 lb boat lift for quick access to the water and an extended driveway with ample parking. Inside, a private residential elevator provides easy access across levels, leading down to a first-floor wet bar fully equipped with a dishwasher, beverage fridge, and dedicated space for an ice maker—making pool-side entertaining an absolute breeze. The spacious primary suite serves as a serene personal retreat highlighted by double walk-in closets. Essential mechanical updates deliver total turn-key confidence, including a new roof in 2022, dual A/C systems featuring a brand-new 2026 unit alongside a 2019 unit, a new 2026 electric panel, and a smart home panel integrated with hardwired eero Wi-Fi extenders for whole-home high-speed coverage.

The essentials

Built
2015
Price / sqft
$423
On market
58 days
Annual tax
$7,303
HOA
$365/mo
Flood zone
AE
Lot
3,498 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Private pool
Gunite
2 car garage
3,498 sqft lot
Lot size
2,799 sqft
Living area

Payment

Est. monthly payment
$7,746/mo
Down payment (20%)
$237,000
Property taxes
$609/mo
HOA
$365/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
3,498 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground
Days on Market
58
Accessibility Features
Ceiling Fans(s)
Eat-in Kitchen
Elevator
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Balcony
Private Mailbox
Cooktop
Dishwasher
Disposal
Range
Refrigerator
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$7,303
Parcel #
26-11-31-5730-00000-0040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Inlet Sub
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
3,498 sqft
HOA
$365/mo
Watson Property Management

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #FC320703
$1,185,000-0.8%
$423/sqft
8/14/2026
Listed for sale
Source: Stellar MLS #FC320703
$1,195,000
$427/sqft

Neighborhood

2770 Morning Light CT
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,185,000
$1.15M – $1.19M
97.2% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 32136 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 58 after a $10,000 cut.

Sample: 109 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,746/mo
Principal & interest$6,180
Property taxes$609
Insurance$593
HOA$365
Down payment20% · $237,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,185,000

$423 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,799 sq ft

Time on market

58 days

Year built

2015

Monthly payment

About $7,746/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,303 annual tax bill, insurance, and the $365/mo HOA fee.

HOA fee

$365/mo

Managed by Watson Property Management.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byKOKOMO REALTY LLCListing agent: Frederick Ferrara, IIIListing data from Stellar MLS, MLS# FC320703.

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