2549 Palm Ave, photo 1
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Overview

3 bd4 ba2,673 sqft2 car garageSingle Family
TypeSingle Family
HOA$500/yr
Built2025
Lot41,469 sqft
Living area2,673 sqft
Price / sqft$505
Garage2 car

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About this home

Accessibility FeaturesCeiling Fans(s)Dry BarHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPest Guard System

2549 Palm Ave is a 2025-built home in Cedar Island Sub, Flagler Beach. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,673 square feet of living space. Listed at $1,350,000 (about $505/sqft), 304 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $500 annually.

From the listing

Virtually Staged. Over 1 ACRE at 7+ FT ELEVATION — a rare Flagler Beach find! This custom 3-bedroom, 3.5-bath home is a true gem that must be experienced in person to be fully appreciated. Leave the world behind as you step into this modern, spa-inspired waterfront retreat. Calm, open, and filled with natural light, the home immediately invites relaxation. Clean lines, soothing finishes, and a thoughtfully designed open layout create a peaceful atmosphere—perfect for intimate evenings, entertaining family and friends, or simply enjoying your own private escape. Each bedroom features its own walk-in closet, offering exceptional storage and effortless organization. A serene bonus room provides the ideal space for a home office, yoga studio, or meditation room. Set on over an acre of private, elevated land, the property offers tranquil water views and a sense of seclusion rarely found so close to the coast. There’s ample room to add a pool and design your own outdoor oasis, enhancing the home’s already retreat-like feel. A rare blend of modern comfort, privacy, and coastal tranquility—this is Flagler Beach living at its finest. Don’t miss the opportunity to make this extraordinary retreat your own. Waterfront Information--- The home sits on a saltwater canal with direct access to the Intracoastal Waterway just a few houses away, allowing convenient boating, kayaking, and paddleboarding. Canal depth is typically around 8–9 feet in the center, with shallower areas near the seawall. Because the canal connects to the Intracoastal, the water is tidal with roughly a 2-foot daily tide variation, meaning water levels rise and fall slightly throughout the day. From the Intracoastal Waterway, boaters can travel north or south along Florida’s coastal waterway system and access the Atlantic Ocean through nearby inlets.

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The essentials

Built
2025
Price / sqft
$505
On market
304 days
Annual tax
$4,449
HOA
$500/yr
Flood zone
AE
Lot
41,469 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Water views
Trees/Woods
2 car garage
Electric Vehicle Charging Station(s)
1.30 acres
Lot size
2,673 sqft
Living area

Payment

Est. monthly payment
$8,129/mo
Down payment (20%)
$270,000
Property taxes
$371/mo
HOA
$500/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
41,469 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Electric Vehicle Charging Station(s)
Days on Market
304
Accessibility Features
Ceiling Fans(s)
Dry Bar
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Wet Bar
Balcony
Gray Water System
Lighting
Outdoor Kitchen
Outdoor Shower
Permeable Paving
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Sliding Doors
Storage
Bar Fridge
Built-in Oven
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Kitchen Reverse Osmosis System
Microwave
Range
Range Hood
Refrigerator
Water Filtration System
Water Purifier
Water Softener
Whole House R.o. System
Wine Refrigerator
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$4,449
Parcel #
19-12-32-1060-00000-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cedar Island Sub
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
41,469 sqft
ClearedCul-De-SacFlood Insurance RequiredFloodZoneLandscapedOversized LotPrivateStreet Dead-EndPaved
HOA
$500/yr
Timothy Miller

Price history

Date
Event
Price
12/12/2025
Price change
Source: Stellar MLS #FC314622
$1,350,000+3.8%
$505/sqft
12/11/2025
Listed for sale
Source: Stellar MLS #FC314622
$1,300,000
$486/sqft

Neighborhood

2549 Palm Ave
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,350,000
$1.31M – $1.35M
97.2% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 32136 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 304.

Sample: 109 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,129/mo
Principal & interest$7,041
Property taxes$371
Insurance$675
HOA$42
Down payment20% · $270,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,350,000

$505 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,673 sq ft

Time on market

304 days

Year built

2025

Monthly payment

About $8,129/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,449 annual tax bill, insurance, and the $500/yr HOA fee.

HOA fee

$500/yr

Managed by Timothy Miller.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byENGEL VOLKERS PALM COASTListing agent: Maria DruinListing data from Stellar MLS, MLS# FC314622.

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