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Overview

4 bd3 ba3,572 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2006
Lot7,500 sqft
Living area3,572 sqft
Price / sqft$364
Garage2 car

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About this home

Ceiling Fans(s)Central VaccumOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSplit BedroomWalk-in Closet(s)Window Treatments

1955 N Central Ave is a 2006-built home in Sunrise Beach Sub, Flagler Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,572 square feet of living space. Listed at $1,299,000 (about $364/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

OCEAN VIEWS - Step into a lifestyle defined by Atlantic Ocean vistas - this three-story coastal sanctuary blends classic Florida charm with modern luxury. Just a two-minute walk from the beach, allowing you to literally watch the Atlantic Ocean from your upstairs living spaces and expansive porches. The property showcases breathtaking double views with stunning panoramas of both the Atlantic Ocean sunrise and the Intracoastal Waterway sunset. Designed to embrace the elements, it boasts over 1,700 square feet of outdoor balconies and patios spanning all three floors, ensuring an unmatched outdoor living experience. For ultimate peace of mind, the home features hurricane-impact windows and doors, commercial-grade rolldown storm shutters on east-facing exterior doors, a durable metal roof (2017), X Flood zone and generator. Vehicle and toy storage are equally impressive, offering a two-car garage finished with premium Shark Coatings alongside a dedicated golf cart garage. All of this is situated in a highly desirable, golf-cart-friendly community just moments away from the best local restaurants, cafes, and boutique shops. The thoughtfully designed three-story floor plan begins on the first floor, a space dedicated to flexibility and function. It features a massive bonus area ideal for a game room, media center, or home gym. It also offers excellent in-law suite potential as it can easily convert into a fifth bedroom or private guest quarters, all with direct access to the multi-car garage and covered outdoor patios. Moving to the second floor brings you to the entertaining hub of the home. The main entry welcomes you with French doors, many windows for Ocean views and light-filled open spaces. At its heart is a recently remodeled gourmet kitchen featuring upgraded stainless steel appliances, crisp white cabinetry, a stylish glass backsplash, and a convenient breakfast bar. The adjacent living and dining areas are positioned perfectly to overlook the ocean while you dine and relax, complemented by a full guest bedroom, adjacent bathroom, and spacious balconies positioned to catch the ocean breeze and Intracoastal views too. The third floor serves as the ultimate private retreat, anchored by a luxurious primary ensuite. This master sanctuary overlooks the ocean and comes complete with its own private morning coffee station. Two additional bright and airy guest rooms share a beautifully appointed full bathroom on this level, and every room enjoys direct access to elevated balconies featuring sweeping views of the water. Leave the car behind, hop in your golf cart, and enjoy the laid-back vibe of one of Florida's most beloved beach towns. Call today to preview!

The essentials

Built
2006
Price / sqft
$364
On market
110 days
Annual tax
$9,336
Flood zone
X · Low risk
Lot
7,500 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Water views
Water
2 car garage
Golf Cart Garage
7,500 sqft lot
Lot size
3,572 sqft
Living area

Payment

Est. monthly payment
$8,203/mo
Down payment (20%)
$259,800
Property taxes
$778/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
7,500 sqft
Cooling
Central Air
Heating
Central
Parking
Golf Cart Garage
Days on Market
110
Ceiling Fans(s)
Central Vaccum
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Water Purifier
Wine Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$9,336
Parcel #
36-11-31-5630-00060-0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunrise Beach Sub
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
7,500 sqft
Corner LotCity LimitsPaved

Price history

Date
Event
Price
6/24/2026
Listed for sale
Source: Stellar MLS #FC319453
$1,299,000
$364/sqft

Neighborhood

1955 N Central Ave
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,299,000
$1.26M – $1.30M
97.2% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 32136 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 110.

Sample: 109 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,202/mo
Principal & interest$6,775
Property taxes$778
Insurance$650
Down payment20% · $259,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,299,000

$364 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,572 sq ft

Time on market

110 days

Year built

2006

Monthly payment

About $8,203/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,336 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL GATEWAY REAL ESTATE GRListing agent: Lisa GardnerListing data from Stellar MLS, MLS# FC319453.

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