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Overview

4 bd3 ba2,750 sqft2 car garageSingle Family
TypeSingle Family
HOA$3,600/yr
Built2007
Lot8,799 sqft
Living area2,750 sqft
Price / sqft$364
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumChair RailCoffered Ceiling(s)Crown MoldingHigh CeilingsPrimary Bedroom Main FloorSolid Wood Cabinets

88 Hidden CV is a 2007-built home in Shelter Cove Sub, Flagler Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,750 square feet of living space. Listed at $999,999 (about $364/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $3,600 annually.

From the listing

Experience luxury coastal living in this exceptional Mediterranean waterfront estate, ideally situated on a deep-water saltwater canal just off the Intracoastal Waterway and only steps from the Atlantic Ocean. Behind private gates, a stunning courtyard with a heated pool and outdoor kitchen creates a secluded resort-style retreat designed for effortless indoor-outdoor living. The thoughtfully designed residence features light-filled interiors, spacious living areas, tile flooring throughout, and a beautifully appointed chef's kitchen with stainless steel appliances, custom cabinetry, and generous workspace. Recent upgrades include two new HVAC systems (2022 & 2025), a new pool heater (2025), and a brand-new 10,000-lb boat lift (2025). A detached casita offers exceptional flexibility as a guest suite, executive office, fitness studio, or private retreat. Located within the exclusive waterfront gated community of Shelter Cove, with only 44 homes or homesites, residents enjoy a clubhouse, community pool, lawn maintenance, and gated security. With a private dock offering direct Intracoastal access and the beach just moments away, this extraordinary estate embodies the finest in Florida luxury waterfront living.

The essentials

Built
2007
Price / sqft
$364
On market
95 days
Annual tax
$11,442
HOA
$3,600/yr
Flood zone
X · Low risk
Lot
8,799 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Private pool
Heated
2 car garage
Driveway
8,799 sqft lot
Lot size
2,750 sqft
Living area

Payment

Est. monthly payment
$6,968/mo
Down payment (20%)
$200,000
Property taxes
$954/mo
HOA
$3,600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
8,799 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Gunite, Heated, In Ground, Tile
Days on Market
95
Ceiling Fans(s)
Central Vaccum
Chair Rail
Coffered Ceiling(s)
Crown Molding
High Ceilings
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Courtyard
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Sprinkler Metered
Clubhouse
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Pool
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Ice Maker
Range
Range Hood
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$11,442
Parcel #
261315575000000050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shelter Cove Sub
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
8,799 sqft
ClearedPrivate
HOA
$3,600/yr
Southern State Management Co.

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #FC319874
$999,999-2.4%
$364/sqft
7/9/2026
Listed for sale
Source: Stellar MLS #FC319874
$1,025,000
$373/sqft

Neighborhood

88 Hidden CV
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $999,999
$970,000 – $999,999
97.2% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 home closings in 32136 landed at this number or higher (50%). The median one sat 74 days before it went under contract, and this one is on day 95 after a $25,001 cut.

Sample: 109 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,969/mo
Principal & interest$5,215
Property taxes$954
Insurance$500
HOA$300
Down payment20% · $200,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$999,999

$364 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,750 sq ft

Time on market

95 days

Year built

2007

Monthly payment

About $6,968/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,442 annual tax bill, insurance, and the $3,600/yr HOA fee.

HOA fee

$3,600/yr

Managed by Southern State Management Co..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byWEICHERT REALTORS HALLMARKListing agent: Patricia FemiaListing data from Stellar MLS, MLS# FC319874.

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