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Overview

3 bd3 ba2,614 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2021
Lot8,233 sqft
Living area2,614 sqft
Price / sqft$450
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsStone CountersThermostatOutdoor KitchenOutdoor ShowerDishwasherDryer

2446 S Central Ave is a 2021-built home in Atlanta Beach Sub, Flagler Beach. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,614 square feet of living space. Listed at $1,174,999 (about $450/sqft), 78 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Imagine starting each morning with the sound of the waves, enjoying your coffee as the sun rises over the Atlantic from your expansive front balcony. As evening falls, unwind with your favorite drink while taking in spectacular sunsets from the private rear balcony. This is the Florida coastal lifestyle you've been dreaming of. Built in 2021 and located in the heart of Flagler Beach, this exceptional custom home combines luxury, quality craftsmanship, and an unbeatable location. Situated in a desirable high-and-dry X flood zone with no history of flooding, you're just a two-minute walk from the beach and a short bike ride to the charming shops, restaurants, fishing pier, farmers market, and everything that makes Flagler Beach so special. Designed for both everyday living and unforgettable entertaining, the private, fully fenced backyard is your own tropical retreat. Relax by the sunken above-ground pool, cook meals in the outdoor summer kitchen, rinse off in the hot and cold outdoor shower after a day at the beach, and enjoy plenty of room for family, friends, and pets. Inside, over 1,700 square feet of elevated main living space showcases an open-concept design filled with natural light. Soaring vaulted ceilings with exposed beams, elegant crown molding, tray ceilings in the primary suite, and beautiful large-format ceramic tile create a warm yet sophisticated atmosphere. The gourmet kitchen is truly the heart of the home, featuring stunning waterfall-edge granite countertops, premium custom cabinetry, stainless steel appliances, designer lighting, and an oversized island with approximately six feet of additional cabinetry, deep pot-and-pan drawers, and a built-in wine cooler—perfect for entertaining or everyday convenience. The thoughtfully designed floor plan offers three spacious bedrooms and two-and-a-half bathrooms. Downstairs, two guest bedrooms open through sliding glass doors and share a beautifully appointed full bath, providing comfort and privacy for family or visitors. Upstairs, the luxurious primary suite offers a peaceful retreat complete with an elegant spa-inspired bathroom and convenient access to the second-floor laundry room, which includes a utility sink, extra cabinetry, and natural light. Every detail reflects the home's exceptional quality, including hurricane-impact windows, oversized double garages, custom window treatments, upgraded ceiling fans, 8-foot interior doors, granite countertops throughout, premium cabinetry, a whole-home water conditioning system, security system, irrigation well with sprinkler system, and fresh interior and exterior paint, making this home completely move-in ready. Whether you're searching for a full-time residence, a luxurious beach retreat, or the perfect place to entertain family and friends, this home delivers the very best of coastal living. Luxury finishes, exceptional craftsmanship, breathtaking sunrises and sunsets, and one of Flagler Beach's most desirable locations make this a rare opportunity you won't want to miss.

The essentials

Built
2021
Price / sqft
$450
On market
78 days
Annual tax
$11,350
Flood zone
X · Low risk
Lot
8,233 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Water views
Water
Private pool
Above Ground
2 car garage
8,233 sqft lot
Lot size

Payment

Est. monthly payment
$7,661/mo
Down payment (20%)
$235,000
Property taxes
$946/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
8,233 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Above Ground, Salt Water
Days on Market
78
Ceiling Fans(s)
High Ceilings
Stone Counters
Thermostat
Outdoor Kitchen
Outdoor Shower
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$11,350
Parcel #
19-12-32-0150-00090-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Atlanta Beach Sub
County
Flagler
MLS Area
32136 - Flagler Beach
Lot Size
8,233 sqft

Price history

Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #FC320367
$1,174,999
$450/sqft

Neighborhood

2446 S Central Ave
Flagler Beach, FL, 32136 · 32136 - Flagler Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,174,999
$1.14M – $1.17M
97.2% – 100% of listTops out right at the list price
80% of listList price
58 of the last 114 home closings in 32136 landed at this number or higher (51%). The median one sat 70 days before it went under contract, and this one is on day 78.

Sample: 114 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,661/mo
Principal & interest$6,128
Property taxes$946
Insurance$587
Down payment20% · $235,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,174,999

$450 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,614 sq ft

Time on market

78 days

Year built

2021

Monthly payment

About $7,661/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,350 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Have another question?

Brokered bySTILES REAL ESTATE CO.Listing agent: Robert StilesListing data from Stellar MLS, MLS# FC320367.

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