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Overview

4 bd3 ba2,976 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2005
Lot10,019 sqft
Living area2,976 sqft
Price / sqft$128
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanConvection OvenDishwasherElectric Water HeaterMicrowaveRefrigerator

38 Red MILL Dr is a 2005-built home in Palm Coast Sec 33, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,976 square feet of living space. Listed at $380,000 (about $128/sqft), 218 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Rare opportunity! This beautifully maintained almost 3,000 sq ft, 4-bed, 3-bath brick home offers an exceptional chance to assume a 2.625% conventional loan for qualified buyers, an unbeatable value in today's market. Situated on a generous lot with NO HOA, this property gives you the freedom to live your way. Inside, enjoy a bright, open layout with spacious living areas, a well-equipped kitchen, and a split floor plan that provides privacy for family or guests. The primary suite features a comfortable retreat with an ensuite bath, while the additional bedrooms offer flexibility for an office or multigenerational living. Solid brick construction, convenience to daily amenities, and true move-in readiness make this home a standout for buyers seeking space, stability, and long-term affordability.

The essentials

Built
2005
Price / sqft
$128
On market
218 days
Annual tax
$6,477
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
2 car garage
10,019 sqft lot
Lot size
2,976 sqft
Living area

Payment

Est. monthly payment
$2,712/mo
Down payment (20%)
$76,000
Property taxes
$540/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
218
Ceiling Fans(s)
Open Floorplan
Convection Oven
Dishwasher
Electric Water Heater
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$6,477
Parcel #
07-11-31-7033-00140-0200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 33
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
4/30/2026
Price change
Source: Stellar MLS #FC316845
$380,000-2.6%
$128/sqft
-
Price change
Source: Stellar MLS #FC316845
$390,000-2.5%
$131/sqft
3/12/2026
Listed for sale
Source: Stellar MLS #FC316845
$400,000
$134/sqft

Neighborhood

38 Red MILL Dr
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $380,000
$377,500 – $380,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 218 after a $20,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,712/mo
Principal & interest$1,982
Property taxes$540
Insurance$190
Down payment20% · $76,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$380,000

$128 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,976 sq ft

Time on market

218 days

Year built

2005

Monthly payment

About $2,712/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,477 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Christopher SnowListing data from Stellar MLS, MLS# FC316845.

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