Overview
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New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- COLBERT LANDINGS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$17/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
25 Geosam Dr is a 2027-built home in Colbert Landings, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,394 square feet of living space. Listed at $492,990 (about $206/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $203 annually.
Under Construction. What's Special: Gourmet Kitchen | Pond View | Appliances & Blinds Included | Covered Lanai | Dedicated Study. New Construction - December Completion! Welcome to the Havana at 25 Geosam Drive in Colbert Landings! Thoughtfully designed for both everyday comfort and effortless entertaining, this home features an open-concept layout filled with inviting living spaces. At the heart of the home, the gourmet kitchen showcases a large island, walk-in pantry, ample prep space, and seamless flow into the casual dining area and great room. Just beyond, the covered lanai extends your living space outdoors, creating the perfect spot to relax or gather with guests. The private primary suite offers a peaceful retreat with a spacious full bathroom and walk-in closet. A dedicated study near the foyer provides flexibility for working from home or pursuing your favorite hobbies, while three additional bedrooms and two full bathrooms offer comfort and convenience. Colbert Landings offers easy access to nearby beaches, dining, shopping, and outdoor recreation. Planned amenities include a clubhouse, resort-style pool, playground, parks, and pickleball. Additional Highlights Include: pocket sliding glass door in great room, shower in place of tub in bathroom 3, French doors into the study, refrigerator, and pre-plumb for laundry sink. Photos are for representative purposes only. MLS#O6425698
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$492,990
$206 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,394 sq ft
Time on market
91 days
Year built
2027
Monthly payment
About $3,471/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $203/yr HOA fee.
HOA fee
$203/yr
Managed by Colbert Landings.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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