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Overview

5 bd3 ba3,338 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1990
Lot12,590 sqft
Living area3,338 sqft
Price / sqft$180
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

11 Bannerwood Ln is a 1990-built home in N/A, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,338 square feet of living space. Listed at $599,900 (about $180/sqft), 191 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully updated 4-bedroom, 2-bath home that perfectly blends elegance, comfort, and functionality. Featuring a BRAND NEW ROOF (2026) and numerous upgrades throughout, this home is truly move-in ready. Step inside to find custom décor, crown molding through out with elegant chandeliers, and a mix of tile, wood, and carpet flooring that adds warmth and style to every room. The upgraded kitchen is a standout, showcasing custom cabinetry, a stunning granite countertop, stainless steel appliances, and a custom range hood—perfect for both everyday living and entertaining. Washer and dryer are also included for added convenience. The home offers an attached garage thoughtfully designed as a versatile family hangout or man cave with split unit heated and cooled. Major systems have been updated, including plumbing and electrical, plus a tankless water heater and a generator-ready power connection for peace of mind. Step outside into your private backyard oasis featuring an enclosed lanai, inground pool with beautiful lighting, heated jacuzzi, and a dedicated barbecue area—ideal for relaxing or hosting guests. Enjoy the beautifully landscaped yard with pavers throughout the driveway and outdoor spaces, along with a charming gazebo and full privacy fencing. An added BONUS is the separate in-law suite, complete with 1 bedroom, a full bathroom, and a cozy nook—perfect for guests or extended family. Conveniently located near schools, shopping, and beaches, this home offers the perfect combination of luxury, space, and location. A must-see property with so much more to see !!!!!!!!!!!!!!!!!!!!!!!!!!!!!

The essentials

Built
1990
Price / sqft
$180
On market
191 days
Annual tax
$5,881
Flood zone
X · Low risk
Lot
12,590 sqft
Type
Single Family Residence

At a glance

Single family
Built 1990
Private pool
In Ground
2 car garage
0.26 acres
Lot size
3,338 sqft
Living area

Payment

Est. monthly payment
$3,919/mo
Down payment (20%)
$119,980
Property taxes
$490/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1990
Lot
12,590 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Electric
Parking
-
Pool
In Ground, Lighting, Screen Enclosure
Days on Market
191
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Shower
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Tankless Water Heater
Washer
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$5,881
Parcel #
07-11-31-7012-00070-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
12,590 sqft

Price history

Date
Event
Price
9/27/2026
Price change
Source: Stellar MLS #FC317223
$599,900-3.1%
$180/sqft
-
Price change
Source: Stellar MLS #FC317223
$619,000-10.3%
$185/sqft
4/3/2026
Listed for sale
Source: Stellar MLS #FC317223
$689,900
$207/sqft

Neighborhood

11 Bannerwood Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$590,000 – $599,900
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 191 after a $90,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,919/mo
Principal & interest$3,129
Property taxes$490
Insurance$300
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$180 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,338 sq ft

Time on market

191 days

Year built

1990

Monthly payment

About $3,919/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,881 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: Kay BeydounListing data from Stellar MLS, MLS# FC317223.

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