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Overview

4 bd3 ba2,163 sqft2 car garageSingle Family
TypeSingle Family
HOA$33/mo
Built2023
Lot6,970 sqft
Living area2,163 sqft
Price / sqft$227
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsPrimarybedroom UpstairsSolid Surface CountersWalk-in Closet(s)SidewalkDishwasherDisposal

2 Ridge Rd is a 2023-built home in Sawmill Crk/Palm Coast Park, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,163 square feet of living space. Listed at $490,000 (about $227/sqft), 376 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $33 monthly.

From the listing

Virtually Staged. Welcome to this two-story beauty in the sought-after Sawmill Creek at Palm Coast Park! Offering 2,163 sq. ft. of comfortable living space, this home features 4 bedrooms, 2.5 bathrooms, and a 2-car garage. Step inside to a grand two-story foyer that sets the tone with space and light. Elegant arched entryways lead you into the kitchen, great room, or dining area, which flow seamlessly in an open-concept design perfect for everyday living and entertaining. The kitchen is a chef’s delight, boasting ample counter space, quartz countertops, a walk-in pantry, and 42" upper cabinets. A convenient powder room is located off the foyer. Upstairs, the owner’s suite offers a true retreat with a spacious walk-in closet and a private bath featuring dual vanities, plenty of counter space, and a tiled shower. The second floor also provides additional bedrooms for family, guests, or office space. With its thoughtful layout, modern finishes, and prime location, this home in Sawmill Creek at Palm Coast Park checks all the boxes for your next chapter. Schedule your private showing today!

The essentials

Built
2023
Price / sqft
$227
On market
376 days
Annual tax
$7,562
HOA
$33/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
6,970 sqft lot
Lot size
2,163 sqft
Living area

Payment

Est. monthly payment
$3,464/mo
Down payment (20%)
$98,000
Property taxes
$630/mo
HOA
$33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,970 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric
Parking
-
Days on Market
376
Ceiling Fans(s)
High Ceilings
Primarybedroom Upstairs
Solid Surface Counters
Walk-in Closet(s)
Sidewalk
Dishwasher
Disposal
Refrigerator
Flood Zone X
Annual Tax (2024)
$7,562
Parcel #
21-10-30-5410-00000-2120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Crk/Palm Coast Park
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,970 sqft
HOA
$33/mo
Sawmill Creek HOA

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #FC313022
$490,000-2.0%
$227/sqft
-
Price change
Source: Stellar MLS #FC313022
$500,000-4.8%
$231/sqft
10/1/2025
Listed for sale
Source: Stellar MLS #FC313022
$525,000
$243/sqft

Neighborhood

2 Ridge Rd
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $490,000
$482,500 – $490,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 376 after a $35,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,464/mo
Principal & interest$2,556
Property taxes$630
Insurance$245
HOA$33
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,000

$227 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,163 sq ft

Time on market

376 days

Year built

2023

Monthly payment

About $3,464/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,562 annual tax bill, insurance, and the $33/mo HOA fee.

HOA fee

$33/mo

Managed by Sawmill Creek HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX SIGNATUREListing agent: Clarissa SwartzlanderListing data from Stellar MLS, MLS# FC313022.

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