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Overview

5 bd3 ba2,854 sqft2 car garageSingle Family
TypeSingle Family
HOA$567.05/qtr
Built2003
Lot7,144 sqft
Living area2,854 sqft
Price / sqft$298
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanGated Community - GuardGolf Carts OKCooktopMicrowaveRefrigerator

34 Sandpiper Ln is a 2003-built home in Ocean Hammock, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,854 square feet of living space. Listed at $849,900 (about $298/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $567.05 quarterly.

From the listing

MAJOR PRICE IMPROVEMENT ! Experience coastal living at its finest in this beautifully updated home just steps from the ocean. Located in the coveted Ocean Hammock community, this spacious residence offers a bright, open layout designed for effortless indoor–outdoor living. Inside, the home features high ceilings, tray ceilings, abundant natural light, fresh interior & exterior paint, tile & wood floors, and elegant finishes throughout. The gourmet kitchen boasts modern high-end stainless steel appliances, wine cooler, ample cabinet space, and a large island ideal for gathering. The living areas flow seamlessly to the huge private screened lanai, creating a true Florida lifestyle experience. The primary suite offers a peaceful retreat with a spa-inspired soaking tub and walk-in shower. The additional guest rooms, 2 downstairs and 2 upstairs, provide comfort and privacy for family and visitors or versatile spaces ideal for an office, media room, or fitness area. BRAND NEW ROOF June 2026 Located within a gated, golf-cart-friendly community with easy access to the beach and world-class amenities, this home is ready for you to move in and find that coastal comfort - A Rare Opportunity at this Price!

The essentials

Built
2003
Price / sqft
$298
On market
102 days
Annual tax
$9,761
HOA
$567.05/qtr
Flood zone
X · Low risk
Lot
7,144 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
7,144 sqft lot
Lot size
2,854 sqft
Living area

Payment

Est. monthly payment
$5,860/mo
Down payment (20%)
$169,980
Property taxes
$813/mo
HOA
$567.05/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
7,144 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
102
Ceiling Fans(s)
High Ceilings
Open Floorplan
Gated Community - Guard
Golf Carts OK
Cooktop
Microwave
Refrigerator
Wine Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$9,761
Parcel #
04-11-31-3501-00000-0160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ocean Hammock
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,144 sqft
HOA
$567.05/qtr
MAY Management

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #FC317255
$849,900-14.1%
$298/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #FC317255
$989,900
$347/sqft

Neighborhood

34 Sandpiper Ln
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $849,900
$840,000 – $849,900
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 102 after a $140,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,860/mo
Principal & interest$4,433
Property taxes$813
Insurance$425
HOA$189
Down payment20% · $169,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$849,900

$298 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,854 sq ft

Time on market

102 days

Year built

2003

Monthly payment

About $5,860/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,761 annual tax bill, insurance, and the $567.05/qtr HOA fee.

HOA fee

$567.05/qtr

Managed by MAY Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Russell NovakListing data from Stellar MLS, MLS# FC317255.

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