

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
34 Sandpiper Ln is a 2003-built home in Ocean Hammock, Palm Coast. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,854 square feet of living space. Listed at $849,900 (about $298/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $567.05 quarterly.
MAJOR PRICE IMPROVEMENT ! Experience coastal living at its finest in this beautifully updated home just steps from the ocean. Located in the coveted Ocean Hammock community, this spacious residence offers a bright, open layout designed for effortless indoor–outdoor living. Inside, the home features high ceilings, tray ceilings, abundant natural light, fresh interior & exterior paint, tile & wood floors, and elegant finishes throughout. The gourmet kitchen boasts modern high-end stainless steel appliances, wine cooler, ample cabinet space, and a large island ideal for gathering. The living areas flow seamlessly to the huge private screened lanai, creating a true Florida lifestyle experience. The primary suite offers a peaceful retreat with a spa-inspired soaking tub and walk-in shower. The additional guest rooms, 2 downstairs and 2 upstairs, provide comfort and privacy for family and visitors or versatile spaces ideal for an office, media room, or fitness area. BRAND NEW ROOF June 2026 Located within a gated, golf-cart-friendly community with easy access to the beach and world-class amenities, this home is ready for you to move in and find that coastal comfort - A Rare Opportunity at this Price!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$849,900
$298 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,854 sq ft
Time on market
102 days
Year built
2003
Monthly payment
About $5,860/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,761 annual tax bill, insurance, and the $567.05/qtr HOA fee.
HOA fee
$567.05/qtr
Managed by MAY Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.






