200 Bella Harbor CT #113, photo 1
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Overview

3 bd3 ba2,325 sqft2 car garageCondominium
TypeCondominium
HOA$1,141.96/mo
Built2006
Lot7,095 sqft
Living area2,325 sqft
Price / sqft$194
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit Bedroom

200 Bella Harbor CT #113 is a 2006-built home in Bella Harbor Condo, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,325 square feet of living space. Listed at $450,000 (about $194/sqft), 168 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,141.96 monthly.

From the listing

Welcome to your luxury penthouse retreat in Bella Harbor, ideally located along the Intracoastal Waterway in the heart of Palm Coast. This spacious 3-bedroom, 2.5-bath residence offers over 2,300 square feet of living space with soaring ceilings, an open-concept layout, and abundant natural light. Enjoy a beautifully designed kitchen with ample cabinetry and workspace, flowing seamlessly into the expansive living and dining areas—perfect for entertaining or relaxing. The generously sized bedrooms provide comfort and privacy, while the primary suite with a peaceful retreat. Step outside to your private oversized terrace, ideal for enjoying Florida’s coastal lifestyle. Located just minutes from European Village, beaches, dining, and shopping, this community also offers resort-style amenities including a pool and scenic walking areas. Whether you're looking for a full-time residence or a coastal getaway, this rare penthouse opportunity delivers space, location, and lifestyle all in one. Attention: Investors --In 2024 Over $19K, in 2025 Over $15K, and, so far, 2026 Over $14K, plus a secured December Rental. Deeded Boat Slip with 10,000 lb boat lift conveys.

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The essentials

Built
2006
Price / sqft
$194
On market
168 days
Annual tax
$6,604
HOA
$1,141.96/mo
Flood zone
X · Low risk
Lot
7,095 sqft
Type
Condominium

At a glance

Condo
3 stories · 2006
Waterfront
Canal - Saltwater
Private pool
In Ground
2 car garage
2,325 sqft
Living area

Payment

Est. monthly payment
$4,264/mo
Down payment (20%)
$90,000
Property taxes
$550/mo
HOA
$1,141.96/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2006
Lot
7,095 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Pool
In Ground
Waterfront
Canal - Saltwater
Days on Market
168
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Storage
Deed Restrictions
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Range
Refrigerator
Washer
Flood Zone x
Annual Tax (2024)
$6,604
Parcel #
07-11-31-0377-00020-1130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bella Harbor Condo
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
7,095 sqft
HOA
$1,141.96/mo
May Management

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #FC318281
$450,000-2.2%
$194/sqft
-
Price change
Source: Stellar MLS #FC318281
$460,000-5.2%
$198/sqft
5/3/2026
Listed for sale
Source: Stellar MLS #FC318281
$485,000
$209/sqft

Neighborhood

200 Bella Harbor CT #113
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$437,500 – $450,000
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 168 after a $35,000 cut.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,264/mo
Principal & interest$2,347
Property taxes$550
Insurance$225
HOA$1,142
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$194 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,325 sq ft

Time on market

168 days

Year built

2006

Monthly payment

About $4,264/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,604 annual tax bill, insurance, and the $1,141.96/mo HOA fee.

HOA fee

$1,141.96/mo

Managed by May Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEPIQUE REALTY, INC.Listing agent: Denise WittmerListing data from Stellar MLS, MLS# FC318281.

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