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About this home
200 Bella Harbor CT #113 is a 2006-built home in Bella Harbor Condo, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,325 square feet of living space. Listed at $450,000 (about $194/sqft), 168 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,141.96 monthly.
Welcome to your luxury penthouse retreat in Bella Harbor, ideally located along the Intracoastal Waterway in the heart of Palm Coast. This spacious 3-bedroom, 2.5-bath residence offers over 2,300 square feet of living space with soaring ceilings, an open-concept layout, and abundant natural light. Enjoy a beautifully designed kitchen with ample cabinetry and workspace, flowing seamlessly into the expansive living and dining areas—perfect for entertaining or relaxing. The generously sized bedrooms provide comfort and privacy, while the primary suite with a peaceful retreat. Step outside to your private oversized terrace, ideal for enjoying Florida’s coastal lifestyle. Located just minutes from European Village, beaches, dining, and shopping, this community also offers resort-style amenities including a pool and scenic walking areas. Whether you're looking for a full-time residence or a coastal getaway, this rare penthouse opportunity delivers space, location, and lifestyle all in one. Attention: Investors --In 2024 Over $19K, in 2025 Over $15K, and, so far, 2026 Over $14K, plus a secured December Rental. Deeded Boat Slip with 10,000 lb boat lift conveys.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$450,000
$194 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,325 sq ft
Time on market
168 days
Year built
2006
Monthly payment
About $4,264/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,604 annual tax bill, insurance, and the $1,141.96/mo HOA fee.
HOA fee
$1,141.96/mo
Managed by May Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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