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Overview

3 bd2 ba1,880 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,040/yr
Built2021
Lot10,219 sqft
Living area1,880 sqft
Price / sqft$319
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSliding DoorsDishwasherDryerMicrowaveRefrigerator

40 Graham Woods Pl is a 2021-built home in Hidden Lakes Ph I-sec 2b, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,880 square feet of living space. Listed at $599,900 (about $319/sqft), 83 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,040 annually.

From the listing

Tucked away in the quiet Hidden Lakes community, this 2021 Paytas Homes residence, offers a thoughtfully designed open floor plan, enhanced by tray ceilings, abundant natural light, and scenic views of the pool and pond from the main living areas. The kitchen features KitchenAid stainless steel appliances, induction cooktop, double ovens, GE Profile microwave, custom cabinetry, large center island with seating, and a coffee bar with additional storage overlooking the backyard. The spacious primary suite overlooks the pond and includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide generous closet space for family or guests. The screened lanai features a heated saltwater pool with built-in seating, therapy jets, a ceiling fan, TV connection, outdoor speakers, and exterior outlets. Mature landscaping provides privacy along the sides of the property while preserving the open pond views. Hidden Lakes residents enjoy access to a community pool, playground, tennis/pickle-ball court and scenic walking trails. Minutes to Flagler Beach, local shopping and dining.

The essentials

Built
2021
Price / sqft
$319
On market
83 days
Annual tax
$8,018
HOA
$1,040/yr
Flood zone
X · Low risk
Lot
10,219 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Private pool
Heated
2 car garage
10,219 sqft lot
Lot size
1,880 sqft
Living area

Payment

Est. monthly payment
$4,184/mo
Down payment (20%)
$119,980
Property taxes
$668/mo
HOA
$1,040/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
10,219 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Heated, In Ground, Salt Water
Days on Market
83
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Sliding Doors
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$8,018
Parcel #
33-11-31-3065-00000-0080

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hidden Lakes Ph I-sec 2b
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,219 sqft
HOA
$1,040/yr
Access Management

Price history

Date
Event
Price
7/20/2026
Listed for sale
Source: Stellar MLS #FC320107
$599,900
$319/sqft

Neighborhood

40 Graham Woods Pl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $599,900
$590,000 – $599,900
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 83.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,184/mo
Principal & interest$3,129
Property taxes$668
Insurance$300
HOA$87
Down payment20% · $119,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,900

$319 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,880 sq ft

Time on market

83 days

Year built

2021

Monthly payment

About $4,184/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,018 annual tax bill, insurance, and the $1,040/yr HOA fee.

HOA fee

$1,040/yr

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGRAND LIVING REALTYListing agent: Kathryn KoorieListing data from Stellar MLS, MLS# FC320107.

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