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Overview

4 bd3 ba2,892 sqft2 car garageSingle Family
TypeSingle Family
HOA$718/qtr
Built2005
Lot8,930 sqft
Living area2,892 sqft
Price / sqft$276
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Crown MoldingPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostat

34 S Riverwalk Dr is a 2005-built home in Palm Coast Plantation Un 1a, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,892 square feet of living space. Listed at $799,000 (about $276/sqft), 460 days on market. Flood zone X/AE - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $718 quarterly.

From the listing

BUYER INCENTIVE: Seller is offering up to $7,990 toward allowable buyer closing costs, prepaids, discount points, or an approved interest-rate buydown with an acceptable offer, subject to contract terms, lender approval, and sufficient allowable costs. Welcome to private courtyard living in the guard-gated Riverwalk section of Palm Coast Plantation. Backing to peaceful conservation land, this custom Grandeur Homes residence offers 4 bedrooms, 3 full baths, 2,892 sq ft of living space, and select furnishings. Natural light highlights tray and coffered ceilings, crown molding, transom windows, decorative archways, and a propane fireplace. The open layout connects the main living areas to a well-appointed kitchen with stone counters, solid-wood cabinetry, a built-in oven, and propane cooktop. The spacious first-floor primary suite is complemented by two additional main-level bedrooms, while the upstairs fourth bedroom provides flexible space for guests, an office, or media room. At the heart of the home, a private walled courtyard offers a screened outdoor retreat with an outdoor kitchen, decorative lighting, and a versatile golf-entertainment area. Additional features include a tile roof, paver driveway, new landscaping, and upgraded irrigation. Palm Coast Plantation amenities include a clubhouse, community pool, fitness center, tennis, pickleball, bocce, basketball, shuffleboard, boat/RV storage, and access to a 128-acre lake with pier and gazebo—all convenient to beaches, dining, shopping, and I-95. An additional lender credit of up to $4,794 may be available when using the preferred lender, providing a maximum potential combined buyer benefit of up to $12,784 at the current asking price. One or more photo(s) was virtually staged.

The essentials

Built
2005
Price / sqft
$276
On market
460 days
Annual tax
$7,886
HOA
$718/qtr
Flood zone
X/AE · Low risk
Lot
8,930 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
2 car garage
8,930 sqft lot
Lot size
2,892 sqft
Living area

Payment

Est. monthly payment
$5,463/mo
Down payment (20%)
$159,800
Property taxes
$657/mo
HOA
$718/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
8,930 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
460
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
No Truck/Rv/Motorcycle Parking
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Dryer
Gas Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X/AE
Annual Tax (2024)
$7,886
Parcel #
27-11-31-4890-00000-0670

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Plantation Un 1a
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
8,930 sqft
Flood Insurance RequiredLandscapedLevelSidewalkPavedUnincorporated
HOA
$718/qtr
Vesta Property Services/ David Hayes

Price history

Date
Event
Price
6/21/2026
Price change
Source: Stellar MLS #FC311097
$799,000-2.0%
$276/sqft
-
Price change
Source: Stellar MLS #FC311097
$815,000-14.2%
$282/sqft
7/10/2025
Listed for sale
Source: Stellar MLS #FC311097
$950,000
$328/sqft

Neighborhood

34 S Riverwalk Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $799,000
$790,000 – $799,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 507 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 460 after a $151,000 cut.

Sample: 507 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,463/mo
Principal & interest$4,167
Property taxes$657
Insurance$400
HOA$239
Down payment20% · $159,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$799,000

$276 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,892 sq ft

Time on market

460 days

Year built

2005

Monthly payment

About $5,463/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,886 annual tax bill, insurance, and the $718/qtr HOA fee.

HOA fee

$718/qtr

Managed by Vesta Property Services/ David Hayes.

Flood zone

Zone X/AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBETTER HMS & GARDENS RE SYNERGListing agent: James SheehanListing data from Stellar MLS, MLS# FC311097.

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