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Overview

4 bd5 ba3,268 sqft3 car garageSingle Family
TypeSingle Family
HOA$396/qtr
Built2017
Lot18,077 sqft
Living area3,268 sqft
Price / sqft$314
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

55 New Water Oak Dr is a 2017-built home in Hidden Lakes Ph II, Palm Coast. Inside you'll find 4 bedrooms, 5 bathrooms, and 3,268 square feet of living space. Listed at $1,025,000 (about $314/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $396 quarterly.

From the listing

THIS IS TOSCANA LIVING—ELEVATED. Located within the gated community of Toscana, soaring two-story ceilings, an expansive upper-level loft with its own full bath, a detached casita and a private pool courtyard give 55 New Water Oak Drive a presence all its own. Set on an oversized 0.41-acre lakefront homesite, this 3,268-square-foot residence offers 4 bedrooms and 4.5 baths, with exceptional spaces for entertaining and everyday living. Step inside the main residence and the two-story great room immediately commands attention, creating a dramatic sense of volume and light. Above, the spacious loft with its own full bath offers an entirely separate living space—perfect for guests, a media room, home office or private retreat. The chef’s kitchen is designed for gathering and entertaining, complemented by an architectural wine display and storage area near the dining space. Expansive sliding doors open the family room to the private pool courtyard, creating effortless indoor-outdoor living with the feel of a private resort. A summer kitchen extends the entertaining outdoors, while the primary suite enjoys its own courtyard access. The detached casita with a full bath provides privacy for guests or extended family. Beyond it all, the lake creates a beautiful backdrop. A three-car garage, tile roof and paver drive complete this distinctive Toscana residence. Dramatic architecture. Flexible living. Resort-style surroundings. This is a home designed to be experienced.

The essentials

Built
2017
Price / sqft
$314
On market
18 days
Annual tax
$13,957
HOA
$396/qtr
Flood zone
X · Low risk
Lot
18,077 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Waterfront
Pond
Private pool
Heated
3 car garage
0.42 acres
Lot size

Payment

Est. monthly payment
$7,154/mo
Down payment (20%)
$205,000
Property taxes
$1,163/mo
HOA
$396/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
18,077 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Heat Pump
Parking
-
Pool
In Ground, Heated, Screen Enclosure, Waterfall, Tile
Waterfront
Pond
Days on Market
18
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Courtyard
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Gated Community - No Guard
Golf Carts OK
Sidewalks
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$13,957
Parcel #
33-11-31-3061-00050-0170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hidden Lakes Ph II
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
18,077 sqft
ClearedLandscaped
HOA
$396/qtr
ARTEMIS LIFESTYLES/ Gyneen

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #FC320879
$1,025,000
$314/sqft

Neighborhood

55 New Water Oak Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,025,000
$1.01M – $1.02M
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 18.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,153/mo
Principal & interest$5,346
Property taxes$1,163
Insurance$513
HOA$132
Down payment20% · $205,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,025,000

$314 per sq ft

Beds and baths

4 beds, 5 baths

Size

3,268 sq ft

Time on market

18 days

Year built

2017

Monthly payment

About $7,154/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $13,957 annual tax bill, insurance, and the $396/qtr HOA fee.

HOA fee

$396/qtr

Managed by ARTEMIS LIFESTYLES/ Gyneen.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE)Listing agent: Joyce CasisListing data from Stellar MLS, MLS# FC320879.

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