102 Yacht Harbor Dr #365, photo 1
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Overview

2 bd2 ba1,570 sqft1 car garageCondominium
TypeCondominium
HOA$851.6/mo
Built2006
Lot14,611 sqft
Living area1,570 sqft
Price / sqft$287
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorHigh CeilingsL DiningLiving Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)

102 Yacht Harbor Dr #365 is a 2006-built home in Harbor Village Marina, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,570 square feet of living space. Listed at $450,000 (about $287/sqft), 152 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $851.6 monthly.

From the listing

Experience luxury coastal living in this beautifully appointed residence located within the highly desirable Yacht Harbor Village at Hammock Beach. This spacious condominium offers an open-concept layout filled with natural light, featuring a gourmet kitchen with rich wood cabinetry, granite countertops, stainless steel appliances, a large breakfast bar, and an oversized walk-in pantry/laundry room designed for effortless living and entertaining. The expansive living and dining areas flow seamlessly to a private covered balcony overlooking tranquil water views, lush tropical landscaping, and the resort-style pool area. The oversized primary suite serves as a peaceful retreat with private balcony access, elegant tray ceilings, and a spa-inspired bath complete with dual vanities, a soaking tub, and a large walk-in tiled shower. Additional guest accommodations are generously sized and thoughtfully designed for comfort and privacy. Ideally situated within the gates of Hammock Beach, residents enjoy access to world-class amenities, marina access, nearby golf, dining, beaches, and the ultimate Florida resort lifestyle.

The essentials

Built
2006
Price / sqft
$287
On market
152 days
Annual tax
$4,838
HOA
$851.6/mo
Flood zone
X · Low risk
Lot
14,611 sqft
Type
Condominium

At a glance

Condo
5 stories · 2006
Waterfront
Intracoastal Waterway
Community pool
Fitness center too
1 car garage
Private balcony
Outdoor space

Payment

Est. monthly payment
$3,827/mo
Down payment (20%)
$90,000
Property taxes
$403/mo
HOA
$851.6/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2006
Lot
14,611 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Intracoastal Waterway
Days on Market
152
Ceiling Fans(s)
Elevator
High Ceilings
L Dining
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Lighting
Sliding Doors
Tennis Court(s)
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,838
Parcel #
04-11-31-3019-000S0-0365

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Village Marina
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
14,611 sqft
Near MarinaPavedPrivate
HOA
$851.6/mo
Southern States/Diana Gruder

Price history

Date
Event
Price
5/15/2026
Listed for sale
Source: Stellar MLS #FC318321
$450,000
$287/sqft

Neighborhood

102 Yacht Harbor Dr #365
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$437,500 – $450,000
97.3% – 100% of listTops out right at the list price
80% of listList price
39 of the last 77 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 152.

Sample: 77 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,827/mo
Principal & interest$2,347
Property taxes$403
Insurance$225
HOA$852
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$287 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,570 sq ft

Time on market

152 days

Year built

2006

Monthly payment

About $3,827/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,838 annual tax bill, insurance, and the $851.6/mo HOA fee.

HOA fee

$851.6/mo

Managed by Southern States/Diana Gruder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byHAMMOCK REAL ESTATE GROUPListing agent: Luke O'ReillyListing data from Stellar MLS, MLS# FC318321.

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