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About this home
25 Cottonwood CT is a 1999-built home in Palm Coast Sec 14, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,317 square feet of living space. Listed at $799,900 (about $345/sqft), 128 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
One or more photo(s) has been virtually staged. Saltwater Sailboat Country unicorn! This rare concrete block 4 bedroom, 2 bath waterfront pool home that is just steps to the Intracoastal waterway with NO bridges....AND has a buildable lot next door for sale, creating endless possibilities. Opportunities like this are exceptionally rare. This deep-water canal can accommodate a large boat and provides quick access to some of the area’s best boating, fishing, and waterfront destinations. Inside, you’ll find soaring ceilings, an open floor plan, a granite kitchen, spacious living areas, and a private owner’s suite featuring a garden tub, walk-in shower, and dual vanities. Step outside to your screened lanai and solar-heated salt water pool overlooking the water—perfect for entertaining or relaxing after a day on the boat. Garage has a ductless mini split unit. A 10,000 boat lift is already in place, making it easy to start enjoying the saltwater lifestyle immediately & 50Amp service on the dock with water & electric. Additional peace of mind comes with a newer roof installed in 2020. With no HOA, you’ll have the freedom to enjoy your property your way, including the potential for short-term rentals with proper licensing. You may purchase the additional lot seperately for privacy and future expansion, or explore the possibility of selling it separately in the future. Whether you dream of additional garage space, a guest house, workshop, or simply preserving your extra waterfront frontage, the possibilities are endless. The owner must relocate, creating a rare opportunity to own one of Sailboat Country’s most unique waterfront offerings. Waterfront properties with this much frontage, flexibility, and potential rarely come available—don’t miss your chance to own this one-of-a-kind Palm Coast waterfront retreat! 50 AMP service on the dock. Price improvement! The additional Lot will be separated at closing and will be for sale after home sale.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$799,900
$345 per sq ft
Beds and baths
4 beds, 2 baths
Size
2,317 sq ft
Time on market
128 days
Year built
1999
Monthly payment
About $5,043/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,651 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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