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Overview

3 bd3 ba3,299 sqft2 car garageSingle Family
TypeSingle Family
HOA$72/mo
Built2008
Lot30,173 sqft
Living area3,299 sqft
Price / sqft$362
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

5 Roma CT is a 2008-built home in Hammock Dunes, Palm Coast. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,299 square feet of living space. Listed at $1,195,000 (about $362/sqft), 70 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $72 monthly.

From the listing

Virtually Staged. Rare two-parcel offering in prestigious Hammock Dunes, 5 Roma Court presents approximately 0.7 combined acres in a beautifully established tropical setting just moments from the beach. Situated on a quiet cul-de-sac, this 3-bedroom, 3-bath residence offers approximately 3,299 square feet for gracious living and entertaining. A circular driveway creates an impressive arrival amid mature landscaping. Inside, architectural details include 10- to 12-foot ceilings, an elegant tray ceiling in the great room, skylights, plantation shutters, travertine flooring, and abundant natural light. A chef’s kitchen, dedicated library/office with wood flooring, generous living areas and spacious primary suite with his-and-hers walk-in closets complete the thoughtfully designed interior. Outdoor living features a summer kitchen, open-air koi pond and lush, mature landscaping overlooking a wooded natural backdrop. A whole-home generator adds convenience and peace of mind. The adjoining parcel at 3 Roma Court is included in the offering, providing additional space and possibilities for the future. Located within Hammock Dunes, a premier gated oceanfront and Audubon International Certified Sustainable Community, 5 Roma Court is moments from the Atlantic and private beach access. Optional membership in the Hammock Dunes Club offers championship golf, tennis, pickleball, croquet, fitness, dining and an active social calendar—bringing together beach, club and coastal living.

The essentials

Built
2008
Price / sqft
$362
On market
70 days
Annual tax
$8,082
HOA
$72/mo
Flood zone
X · Low risk
Lot
30,173 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
2 car garage
Circular Driveway
0.69 acres
Lot size
3,299 sqft
Living area

Payment

Est. monthly payment
$7,575/mo
Down payment (20%)
$239,000
Property taxes
$674/mo
HOA
$72/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
30,173 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Heat Pump, Propane
Parking
Circular Driveway, Driveway, Garage Faces Side, Ground Level, Off Street
Days on Market
70
Built-in Features
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Garden
Lighting
Outdoor Kitchen
Private Mailbox
Private Yard
Gated Community - Guard
Golf
Irrigation-reclaimed Water
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Freezer
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$8,082
Parcel #
04-11-31-2987-00000-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Dunes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
30,173 sqft
Conservation AreaCul-De-SacIrregular LotLandscapedNear Golf CourseOversized LotPrivate
HOA
$72/mo
Brie Cunniff

Price history

Date
Event
Price
8/8/2026
Listed for sale
Source: Stellar MLS #FC320509
$1,195,000
$362/sqft

Neighborhood

5 Roma CT
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $1,195,000
$1.18M – $1.20M
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 70.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,575/mo
Principal & interest$6,232
Property taxes$674
Insurance$598
HOA$72
Down payment20% · $239,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,195,000

$362 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,299 sq ft

Time on market

70 days

Year built

2008

Monthly payment

About $7,575/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,082 annual tax bill, insurance, and the $72/mo HOA fee.

HOA fee

$72/mo

Managed by Brie Cunniff.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICE (OCEANSHORE)Listing agent: Joyce CasisListing data from Stellar MLS, MLS# FC320509.

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