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Overview

3 bd2 ba1,604 sqft2 car garageSingle Family
TypeSingle Family
HOA$155/mo
Built2026
Lot6,000 sqft
Living area1,604 sqft
Price / sqft$229
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SAWMILL BRANCH
Type
Single Family Residence

True monthly carry

HOA
~$155/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Crown MoldingKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSmart HomeThermostatTray Ceiling(s)Vaulted Ceiling(s)

59 Hardwood Trl is a 2026-built home in Sawmill Branch, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,604 square feet of living space. Listed at $366,750 (about $229/sqft), 51 days on market. Flood zone X & A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $155 monthly.

From the listing

Under Construction. Discover the Avon, a thoughtfully designed new home floorplan that’s ideal for 55+ homebuyers seeking low-maintenance, single-story living. With approximately 1,604 square feet of living space, this home offers three bedrooms, two bathrooms, and a two-car garage. This floorplan is perfect for homeowners looking to downsize without compromising their comfort. Step inside the Avon to find a bright and expansive layout, where natural light pours in through large windows, creating a warm and inviting atmosphere for residents and guests alike. The Avon’s open-concept living area seamlessly connects the kitchen, dining, and great room, making it easy to entertain or enjoy quiet nights at home. A covered lanai extends your living space outdoors, offering a great spot for morning coffee, evening relaxation, or hosting friends and family. The spacious main suite is designed with comfort in mind, featuring a private bath with dual sinks, a walk-in shower, and an oversized walk-in closet. Every element of the Avon floorplan supports easy living. From the practical layout to the stylish finishes, this floorplan makes any homeowner excited to come home. Whether you’re looking to simplify your lifestyle or enjoy the benefits of a more manageable home, the Avon offers smart design in a beautiful and expansive layout.

The essentials

Built
2026
Price / sqft
$229
On market
51 days
Annual tax
$0
HOA
$155/mo
Flood zone
X & A · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
6,000 sqft lot
Lot size
1,604 sqft
Living area

Payment

Est. monthly payment
$2,725/mo
Down payment (20%)
$73,350
Property taxes
$0/mo
HOA
$155/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
51
Crown Molding
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Smart Home
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Clubhouse
Dog Park
Fitness Center
Gated Community - No Guard
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Belle Terre Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X & A
Annual Tax (2025)
$0
Parcel #
16-10-30-5425-00000-1740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sawmill Branch
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
6,000 sqft
HOA
$155/mo
Alliance Realty & Management

Price history

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #FC320987
$366,750
$229/sqft

Neighborhood

59 Hardwood Trl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $366,750
$362,500 – $366,750
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 51.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,725/mo
Principal & interest$1,913
Property taxes$474
Insurance$183
HOA$155
Down payment20% · $73,350
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$366,750

$229 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,604 sq ft

Time on market

51 days

Year built

2026

Monthly payment

About $2,725/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $155/mo HOA fee.

HOA fee

$155/mo

Managed by Alliance Realty & Management.

Flood zone

Zone X & A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY INC.Listing agent: Charlie RogersListing data from Stellar MLS, MLS# FC320987.

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