Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- VERANDA BAY
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$42/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
139 Stillwater Dr is a 2026-built home in Veranda Bay, Flagler Beach. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,873 square feet of living space. Listed at $749,000 (about $261/sqft), 35 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $42 monthly.
Under Construction. The Bellflower home design is a wonderful blend of quiet retreats and gathering spaces. An inviting foyer with a tray ceiling leads to a spacious great room with access to a gorgeous covered lanai for seamless entertaining. The well-equipped kitchen is open to the casual dining area and features a beautiful center island with breakfast bar, a walk-in pantry, and ample counter and cabinet space. The primary bedroom impresses with a large walk-in closet and a serene primary bath featuring dual vanities, a luxe shower, linen storage, and a private water closet. Ample secondary bedrooms all have access to full hall baths. Other desirable features include a versatile flex room, centrally located laundry, an everyday entry, and extra storage throughout.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 109 closed home sales in 32136 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$749,000
$261 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,873 sq ft
Time on market
35 days
Year built
2026
Monthly payment
About $5,489/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,000 annual tax bill, insurance, and the $42/mo HOA fee.
HOA fee
$42/mo
Managed by May Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
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