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Overview

5 bd2 ba2,052 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2023
Lot10,019 sqft
Living area2,052 sqft
Price / sqft$174
Garage2 car

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About this home

Eat-in KitchenOpen FloorplanPrivate EntrancePrivate MailboxPrivate YardCooktopDishwasherDryer

7 Universal Trl is a 2023-built home in Palm Coast Sec 57, Palm Coast. Inside you'll find 5 bedrooms, 2 bathrooms, and 2,052 square feet of living space. Listed at $356,500 (about $174/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Built in 2023, this Energy Efficient Certified 5-bedroom residence offers exceptional value for buyers seeking maximum space, modern comfort, and lower ongoing utility costs—while remaining under the builder’s warranty. Set on an oversized homesite backing to a wooded preserve, the property provides a welcome sense of privacy and a tranquil natural backdrop with no rear neighbors immediately behind. The single-level layout is designed for everyday living, offering five versatile bedrooms that can easily accommodate family, guests, a home office, fitness room, hobby space, or dedicated playroom. Inside, the home offers an inviting open-concept living area with a bright, contemporary feel. The kitchen serves as the center of the home, connecting naturally to the dining and living spaces for easy entertaining and daily routines. A spacious primary suite creates a comfortable retreat, highlighted by an exceptionally large walk-in closet with room to organize wardrobe essentials and more. Storage is a standout feature throughout, including a huge interior laundry room with abundant space for supplies, shelving, and household organization. A two-car garage (with epoxy flooring) adds everyday convenience, while the oversized yard offers flexibility to enjoy the preserve view, create an outdoor living area, or simply appreciate the extra breathing room. With five bedrooms, 2023 construction, energy-conscious design, preserve privacy, and the best price on the market for a 5-bedroom home, this home checks the boxes buyers want most

The essentials

Built
2023
Price / sqft
$174
On market
25 days
Annual tax
$4,583
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
10,019 sqft lot
Lot size
2,052 sqft
Living area

Payment

Est. monthly payment
$2,419/mo
Down payment (20%)
$71,300
Property taxes
$382/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
25
Eat-in Kitchen
Open Floorplan
Private Entrance
Private Mailbox
Private Yard
Cooktop
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Bunnell Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,583
Parcel #
07-11-31-7057-00380-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 57
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
10,019 sqft
LandscapedOversized Lot

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #FC321556
$356,500-2.1%
$174/sqft
9/18/2026
Listed for sale
Source: Stellar MLS #FC321556
$364,000
$177/sqft

Neighborhood

7 Universal Trl
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $356,500
$355,000 – $356,500
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 25 after a $7,500 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,419/mo
Principal & interest$1,859
Property taxes$382
Insurance$178
Down payment20% · $71,300
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$356,500

$174 per sq ft

Beds and baths

5 beds, 2 baths

Size

2,052 sq ft

Time on market

25 days

Year built

2023

Monthly payment

About $2,419/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,583 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: David S. PetkovsekListing data from Stellar MLS, MLS# FC321556.

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