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Overview

5 bd4 ba3,161 sqft2 car garageSingle Family
TypeSingle Family
HOA$185/yr
Built2026
Lot13,686 sqft
Living area3,161 sqft
Price / sqft$147
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SEMINOLE PALMS
Type
Single Family Residence

True monthly carry

HOA
~$15/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Open FloorplanThermostatHurricane ShuttersLightingSidewalkStreet LightsBuilt-in OvenDishwasher

1332 Ribbon Pl is a 2026-built home in Seminole Palms, Palm Coast. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,161 square feet of living space. Listed at $463,990 (about $147/sqft), 199 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 annually.

From the listing

This versatile Silver Maple welcomes you with a charming front porch. Inside, a dramatic two-story foyer leads to a spacious study and open-concept living space--including a casual dining area, a large kitchen with a center island, and a great room with access to the patio. Additional main-floor highlights include a secluded owner's suite, featuring a sprawling walk-in closet and an en-suite bath with dual vanities and a separate tub and shower. Upstairs, a loft provides access to a full hall bath and four generous secondary bedrooms--each with a walk-in closet and one with its own private bath. As a part of a planned community, Seminole Palms residents will enjoy on-site, resort-style amenities, including a playground, dog park, ponds, and walking trails, along with a state-of-the-art center with a fitness room, community space, and a pavilion. Pricing shown reflects available seller incentives when financing is obtained through the seller’s preferred lender. Terms and conditions apply.

The essentials

Built
2026
Price / sqft
$147
On market
199 days
Annual tax
$3,053
HOA
$185/yr
Flood zone
X · Low risk
Lot
13,686 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.31 acres
Lot size
3,161 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,921/mo
Down payment (20%)
$92,798
Property taxes
$254/mo
HOA
$185/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
13,686 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
199
Open Floorplan
Thermostat
Hurricane Shutters
Lighting
Sidewalk
Street Lights
Built-in Oven
Dishwasher
Disposal
Gas Water Heater
Microwave
Range Hood
Tankless Water Heater
Elementary
Bunnell Elementary
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,053
Parcel #
21-12-31-5560-00000-0450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seminole Palms
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
13,686 sqft
HOA
$185/yr
Community Assoc & Lifestyle Mgt/Kayla Rinker

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #FC317279
$463,990-0.1%
$147/sqft
-
Price change
Source: Stellar MLS #FC317279
$464,230-3.7%
$147/sqft
3/27/2026
Listed for sale
Source: Stellar MLS #FC317279
$481,990
$152/sqft

Neighborhood

1332 Ribbon Pl
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $463,990
$462,500 – $463,990
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 199 after a $18,000 cut.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,921/mo
Principal & interest$2,420
Property taxes$254
Insurance$232
HOA$15
Down payment20% · $92,798
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$463,990

$147 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,161 sq ft

Time on market

199 days

Year built

2026

Monthly payment

About $2,921/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,053 annual tax bill, insurance, and the $185/yr HOA fee.

HOA fee

$185/yr

Managed by Community Assoc & Lifestyle Mgt/Kayla Rinker.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCCNC REALTY GROUP LLCListing agent: Barbara DennisListing data from Stellar MLS, MLS# FC317279.

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