80 Surfview Dr #524, photo 1
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Overview

2 bd2 ba1,425 sqft2 car garageCondominium
TypeCondominium
Condo dues$724/mo
Built2003
Lot23,244 sqft
Living area1,425 sqft
Price / sqft$451
Garage2 car

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About this home

Ceiling Fans(s)ElevatorKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)

80 Surfview Dr #524 is a 2003-built home in Surf Club II Condo, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,425 square feet of living space. Listed at $642,900 (about $451/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $724 monthly.

From the listing

What if your day began with the sun rising over the ocean? Welcome to Surf Club II, where this coveted fifth-floor end unit pairs southern exposure with beautiful natural light and sweeping views of the ocean and beach, bringing the coastal setting into everyday life. Completely transformed through an extensive 2025 renovation, the interior is refined and distinctly coastal. The beautifully redesigned kitchen features new cabinetry and countertops, along with new appliances including a GE Café induction and convection range, under-counter microwave, refrigerator, and cabinet-front Bosch dishwasher. Luxury vinyl plank flooring flows throughout the residence, while both bathrooms have been fully renovated with new tile, showers, vanities, countertops, fixtures, and finishes. Updated lighting and thoughtfully selected details complete the transformation, while a newer HVAC system installed in 2022 adds another meaningful improvement. Then there are the views. Imagine beginning the day with the sun rising over the ocean, the beach below, and the changing colors of the Atlantic filling the horizon. It is a view that never feels ordinary—and one of the defining advantages of this southern end-unit location. The building offers elevator access to the fifth floor and parking within the building’s garage. At Surf Club, the experience extends well beyond the residence with direct beach access, three heated pools, a hot tub, fitness center, tennis and pickleball courts, clubhouses, recreation areas, and Intracoastal amenities. From the ocean to the Intracoastal, there is no shortage of ways to enjoy life along the water. And the location may be just as compelling. Set along the Hammock coastline between Flagler Beach and historic St. Augustine, this stretch of Northeast Florida is known for its natural beauty and relaxed coastal character. Local restaurants, shopping, and golf at Hammock Beach Resort are nearby, while the future Ritz-Carlton Residences at Hammock Dunes bring another notable addition to the area. Morning sunrises by the ocean. Afternoons by the pool. Evenings taking in the sunset over the Intracoastal. Beautifully renovated, wonderfully positioned, and surrounded by the best of coastal Florida, this is more than an opportunity to own at Surf Club II. It is an opportunity to experience why this particular residence stands apart.

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The essentials

Built
2003
Price / sqft
$451
On market
10 days
Annual tax
$6,119
Condo dues
$724/mo
Flood zone
X · Low risk
Lot
23,244 sqft
Type
Condominium

At a glance

High-rise condo
8 stories · 2003
Waterfront
Beach Front
Private pool
Heated
2 car garage
Covered
Private balcony
Outdoor space

Payment

Est. monthly payment
$4,908/mo
Down payment (20%)
$128,580
Property taxes
$510/mo
Condo dues
$724/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2003
Lot
23,244 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Covered, Ground Level, Guest, Open, Basement
Pool
In Ground, Heated, Lighting
Waterfront
Beach Front, Gulf/Ocean
Days on Market
10
Ceiling Fans(s)
Elevator
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Fire Pit
Outdoor Grill
Outdoor Shower
Sidewalk
Tennis Court(s)
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Convection Oven
Dishwasher
Disposal
Dryer
Electric Cooktop
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Smart Appliances
Washer
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,119
Parcel #
37-10-31-3731-00020-5240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Surf Club II Condo
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
23,244 sqft
Condo dues
$724/mo
CLAUDINE POLSENBERG

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #FC321835
$642,900
$451/sqft

Neighborhood

80 Surfview Dr #524
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $642,900
$625,000 – $642,900
97.3% – 100% of listTops out right at the list price
80% of listList price
40 of the last 78 condo closings in 32137 landed at this number or higher (51%). The median one sat 73 days before it went under contract, and this one is on day 10.

Sample: 78 closed condo sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,908/mo
Principal & interest$3,353
Property taxes$510
Insurance$321
HOA$724
Down payment20% · $128,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$642,900

$451 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,425 sq ft

Time on market

10 days

Year built

2003

Monthly payment

About $4,908/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,119 annual tax bill, insurance, and $724/mo in condo dues.

Condo dues

$724/mo

Managed by CLAUDINE POLSENBERG.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byBERKSHIRE HATHAWAY HOMESERVICEListing agent: Danielle FraserListing data from Stellar MLS, MLS# FC321835.

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