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About this home
80 Surfview Dr #524 is a 2003-built home in Surf Club II Condo, Palm Coast. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,425 square feet of living space. Listed at $642,900 (about $451/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $724 monthly.
What if your day began with the sun rising over the ocean? Welcome to Surf Club II, where this coveted fifth-floor end unit pairs southern exposure with beautiful natural light and sweeping views of the ocean and beach, bringing the coastal setting into everyday life. Completely transformed through an extensive 2025 renovation, the interior is refined and distinctly coastal. The beautifully redesigned kitchen features new cabinetry and countertops, along with new appliances including a GE Café induction and convection range, under-counter microwave, refrigerator, and cabinet-front Bosch dishwasher. Luxury vinyl plank flooring flows throughout the residence, while both bathrooms have been fully renovated with new tile, showers, vanities, countertops, fixtures, and finishes. Updated lighting and thoughtfully selected details complete the transformation, while a newer HVAC system installed in 2022 adds another meaningful improvement. Then there are the views. Imagine beginning the day with the sun rising over the ocean, the beach below, and the changing colors of the Atlantic filling the horizon. It is a view that never feels ordinary—and one of the defining advantages of this southern end-unit location. The building offers elevator access to the fifth floor and parking within the building’s garage. At Surf Club, the experience extends well beyond the residence with direct beach access, three heated pools, a hot tub, fitness center, tennis and pickleball courts, clubhouses, recreation areas, and Intracoastal amenities. From the ocean to the Intracoastal, there is no shortage of ways to enjoy life along the water. And the location may be just as compelling. Set along the Hammock coastline between Flagler Beach and historic St. Augustine, this stretch of Northeast Florida is known for its natural beauty and relaxed coastal character. Local restaurants, shopping, and golf at Hammock Beach Resort are nearby, while the future Ritz-Carlton Residences at Hammock Dunes bring another notable addition to the area. Morning sunrises by the ocean. Afternoons by the pool. Evenings taking in the sunset over the Intracoastal. Beautifully renovated, wonderfully positioned, and surrounded by the best of coastal Florida, this is more than an opportunity to own at Surf Club II. It is an opportunity to experience why this particular residence stands apart.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$642,900
$451 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,425 sq ft
Time on market
10 days
Year built
2003
Monthly payment
About $4,908/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,119 annual tax bill, insurance, and $724/mo in condo dues.
Condo dues
$724/mo
Managed by CLAUDINE POLSENBERG.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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