8 Country Club Harbor Cir, photo 1
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Overview

4 bd3 ba1,919 sqft2 car garageSingle Family
TypeSingle Family
HOA$321/qtr
Built2018
Lot9,337 sqft
Living area1,919 sqft
Price / sqft$338
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorStone CountersThermostatTray Ceiling(s)Vaulted Ceiling(s)Walk-in Closet(s)

8 Country Club Harbor Cir is a 2018-built home in Country Club Harbor, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,919 square feet of living space. Listed at $649,000 (about $338/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $321 quarterly.

From the listing

This one has it all: water and golf course views, two primary suites, location within walking distance to the Intracoastal Waterway, European Village and local marina, community access to the canals for kayaks and a huge lanai and heated saltwater pool/spa. It’s the best of Florida living! Built in 2018, this home is located in Country Club Harbor, a gated community with sidewalks as well as a community pier and kayak launch area. Convenient to schools, stores, restaurants, local golf course and walking trails, this property features plenty of storage spaces with walk-in closets in the two primary bedrooms and attic access with pulldown stairs and flooring. The finished garage floor, the large hanging storage shelves in the garage and the A/C in the garage add to the functionality of the garage space. Both the driveway and the lanai are finished with brick pavers; the huge lanai (22 X 40) has a large covered area as well as a bar area for outdoor entertaining. The spacious salt water pool is 18 X 30 with a spa and a Hayward control panel for accessing the pool features inside the house - not to mention a gorgeous water and golf course view. Granite kitchen counters with a kitchen island, walk-in pantry, and dual stainless steel sinks add to the beauty of this property. If you are considering a second home purchase, the furnishings are negotiable.

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The essentials

Built
2018
Price / sqft
$338
On market
16 days
Annual tax
$5,171
HOA
$321/qtr
Flood zone
X · Low risk
Lot
9,337 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Water views
Golf Course
Private pool
Heated
2 car garage
None
9,337 sqft lot
Lot size

Payment

Est. monthly payment
$4,247/mo
Down payment (20%)
$129,800
Property taxes
$431/mo
HOA
$321/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
9,337 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
None
Pool
Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure, Self Cleaning
Days on Market
16
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Old Kings Elementary
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,171
Parcel #
43-11-31-1250-00000-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Country Club Harbor
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
9,337 sqft
LandscapedOn Golf Course
HOA
$321/qtr
Shantel Tarasenko

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #FC321858
$649,000
$338/sqft

Neighborhood

8 Country Club Harbor Cir
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $649,000
$640,000 – $649,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 16.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,247/mo
Principal & interest$3,385
Property taxes$431
Insurance$325
HOA$107
Down payment20% · $129,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,000

$338 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,919 sq ft

Time on market

16 days

Year built

2018

Monthly payment

About $4,247/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,171 annual tax bill, insurance, and the $321/qtr HOA fee.

HOA fee

$321/qtr

Managed by Shantel Tarasenko.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byREALTY EXECUTIVES OCEANSIDEListing agent: Jeanne NixListing data from Stellar MLS, MLS# FC321858.

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