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Overview

4 bd4 ba2,651 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,214/qtr
Built2024
Lot9,445 sqft
Living area2,651 sqft
Price / sqft$327
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatWet BarWindow TreatmentsDeed RestrictionsGated Community - GuardGolf Carts OKGolfRange

635 Mahogany Run is a 2024-built home in Conservatory At Hammock Beach, Palm Coast. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,651 square feet of living space. Listed at $868,000 (about $327/sqft), 175 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,214 quarterly.

From the listing

JUST REDUCED! AN UNBELIEVABLE PRICE IMPROVEMENT! Tucked within the exclusive gated golf course community of The Conservatory at Hammock Beach, this beautifully appointed single-story residence offers the perfect blend of luxury, comfort, and serene waterfront living. Situated on a premium homesite overlooking a large, tranquil pond, this 4-bedroom, 3.5-bath home delivers both privacy and picturesque views. Thoughtfully designed with a spacious, open layout, the home features expansive living areas ideal for both everyday living and entertaining. The well-appointed kitchen flows seamlessly into the main living space, creating a true gathering area with views that extend out to the water. A desirable split-bedroom floor plan provides privacy for guests, while the generous primary suite offers a peaceful retreat. Step outside to the screened patio and enjoy morning coffee or evening sunsets overlooking the pond, with plenty of room to relax or entertain in a serene outdoor setting. Located within one of Palm Coast’s most sought-after communities, residents enjoy a secure, gated environment surrounded by the Tom Watson-designed Conservatory golf course, with optional membership opportunities to Hammock Beach Club amenities including oceanfront access, pools, dining, and more. A perfect opportunity to own a move-in-ready home in a premier golf community with stunning water views—this is Florida living at its finest. Owners and guests alike enjoy access to world-class amenities (membership required), including championship golf, oceanfront pools, spa, fitness center, dining, and beach access

The essentials

Built
2024
Price / sqft
$327
On market
175 days
Annual tax
$12,875
HOA
$1,214/qtr
Flood zone
X · Low risk
Lot
9,445 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Waterfront
Pond
2 car garage
Driveway
9,445 sqft lot
Lot size
2,651 sqft
Living area

Payment

Est. monthly payment
$6,439/mo
Down payment (20%)
$173,600
Property taxes
$1,073/mo
HOA
$1,214/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
9,445 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Waterfront
Pond
Days on Market
175
Thermostat
Wet Bar
Window Treatments
Deed Restrictions
Gated Community - Guard
Golf Carts OK
Golf
Range
Refrigerator
Washer
Dishwasher
Disposal
Dryer
Electric Water Heater
Wine Refrigerator
Elementary
Old Kings Elementary
Middle
Indian Trails Middle-FC
High
Matanzas High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$12,875
Parcel #
42-10-30-3210-00000-0340

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Conservatory At Hammock Beach
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
9,445 sqft
HOA
$1,214/qtr
May Management/Carsten Georg

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #FC317663
$868,000-3.3%
$327/sqft
-
Price change
Source: Stellar MLS #FC317663
$898,000-2.2%
$339/sqft
4/19/2026
Listed for sale
Source: Stellar MLS #FC317663
$918,000
$346/sqft

Neighborhood

635 Mahogany Run
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $868,000
$855,000 – $868,000
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 175 after a $50,000 cut.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,439/mo
Principal & interest$4,527
Property taxes$1,073
Insurance$434
HOA$405
Down payment20% · $173,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$868,000

$327 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,651 sq ft

Time on market

175 days

Year built

2024

Monthly payment

About $6,439/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,875 annual tax bill, insurance, and the $1,214/qtr HOA fee.

HOA fee

$1,214/qtr

Managed by May Management/Carsten Georg.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byELITE HOUSING ADVISORS, LLC.Listing agent: Barbara Ungerman, PAListing data from Stellar MLS, MLS# FC317663.

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