27 Cottonwood CT, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,019 sqft

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About this home

27 Cottonwood CT is a home in Palm Coast Sec 14, Palm Coast. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

YOUR WATERFRONT DREAM STARTS HERE! One of the few remaining vacant waterfront lots in sought-after Sailboat Country, this exceptional property sits just a couple hundred feet from the Intracoastal Waterway! Enjoy deep-water saltwater canal frontage with direct boating access and NO fixed bridges standing between you and your next adventure. Already cleared, this homesite offers a head start on creating your waterfront retreat. An existing paver fire pit gathering area provides the perfect spot to envision evenings by the water and could become a beautiful part of your future backyard. Picture morning coffee overlooking the canal, afternoons exploring the Intracoastal, and evenings gathered with friends beneath the stars. With NO required timeframe to build, you can secure your piece of waterfront paradise now and build when you’re ready. NO HOA and NO CDD fees add to the appeal! Whether you envision a cozy coastal retreat or a spacious custom home, bring your vision to life, subject to applicable building requirements. Opportunities to own vacant land this close to the Intracoastal are few and far between. Claim your place in Sailboat Country and start planning the waterfront lifestyle you’ve been dreaming of!

The essentials

On market
2 days
Annual tax
$2,991
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,901/mo
Down payment (20%)
$57,800
Property taxes
$249/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,019 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
2
Flood Zone X
Annual Tax (2025)
$2,991
Parcel #
07-11-31-7014-00020-0620

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 14
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #FC322154
$289,000

Neighborhood

27 Cottonwood CT
Palm Coast, FL, 32137 · 32137 - Palm Coast

Calculator

Est. monthly payment
$1,901/mo
Principal & interest$1,507
Property taxes$249
Insurance$145
Down payment20% · $57,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,000

Time on market

2 days

Monthly payment

About $1,901/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,991 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byREALTY EXCHANGE, LLCListing agent: Julie SabineListing data from Stellar MLS, MLS# FC322154.

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